Bank of Montreal
Bank of Montreal provides diversified financial services primarily in North America. The company's personal banking products and services include checking and savings accounts, credit cards, mortgages, and financial and investment advice services; and co…
Banks - Diversified
CA, Montreal [HQ]
Ratios
15 Sheets · From 2023 to 2009Configuration
Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Profit Margin | 16.15 | 23.01 | 23.81 | 25.51 | 25.72 | 25.58 | 22.54 | 22.07 | 24.45 | 23.83 | 22.73 | 20.37 | 28.82 | 51.55 | 13.21 | |
| Operating Margin | 63.33 | 55.20 | 58.46 | 61.31 | 60.87 | 58.38 | 50.03 | 49.42 | 57.01 | 72.36 | 28.71 | 25.37 | 38.12 | 110.05 | 17.70 | |
|
EPS Growth
|
-18.47 | 54.69 | 10.46 | 17.05 | 0.16 | 4.04 | 2.33 | 5.31 | 14.55 | 6.67 | 2.36 | -12.90 | 53.44 | 72.76 | -71.61 | |
| EPS CAD | 309.00 | 478.00 | 528.00 | 618.00 | 619.00 | 644.00 | 659.00 | 694.00 | 795.00 | 848.00 | 868.00 | 756.00 | 1,160.00 | 2,004.00 | 569.00 | |
| Return on Assets (ROA) | 0.46 | 0.68 | 0.68 | 0.78 | 0.78 | 0.73 | 0.68 | 0.67 | 0.75 | 0.70 | 0.68 | 0.54 | 0.78 | 1.19 | 0.34 | |
| Return on Equity (ROE) | 8.85 | 12.84 | 11.61 | 14.36 | 13.76 | 12.46 | 11.09 | 10.93 | 12.06 | 11.92 | 11.27 | 9.01 | 13.48 | 19.06 | 5.67 | |
| Return on Invested Capital (ROIC) | 24.53 | 20.58 | 18.57 | 24.33 | 13.78 | 13.09 | 5.50 | 6.86 | 6.63 | 7.72 | 2.43 | 2.09 | 3.14 | 7.45 | 1.34 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 1.39 | 1.11 | 1.20 | 0.87 | 4.91 | 4.65 | 16.53 | 11.57 | 15.09 | 14.45 | 21.81 | 19.70 | 19.21 | 19.54 | 19.23 | |
| Debt/Equity | 26.67 | 20.91 | 20.44 | 15.90 | 86.68 | 79.79 | 269.08 | 188.15 | 241.35 | 244.60 | 363.93 | 330.45 | 329.97 | 313.41 | 323.00 | |
| Debt/EBITDA | -105.75 | -221.61 | -208.63 | -205.11 | -58.83 | -67.75 | -205.80 | -283.19 | -82.47 | -106.66 | 1,522.84 | 1,551.95 | 755.32 | 427.45 | 2,096.55 | |
|
Debt/Capitalization
|
21.05 | 17.30 | 16.97 | 13.72 | 46.43 | 44.38 | 72.91 | 65.30 | 70.70 | 70.98 | 78.45 | 76.77 | 76.74 | 75.81 | 76.36 | |
| Long-Term Debt/Capitalization | 21.05 | 17.30 | 16.97 | 13.72 | 46.43 | 44.38 | 39.82 | 9.50 | 38.77 | 41.04 | 67.24 | 65.16 | 64.28 | 64.05 | 64.55 | |
| Interest Debt per Share CAD | 19.23 | 13.97 | 16.21 | 14.11 | 47.72 | 49.48 | 171.30 | 126.47 | 167.79 | 188.18 | 311.71 | 306.13 | 301.91 | 351.89 | 402.65 | |
| Debt Growth | 24.83 | -15.04 | 25.61 | -20.76 | 478.66 | 3.87 | -4.71 | -82.99 | 532.64 | 13.35 | 483.93 | 0.61 | 1.49 | 17.30 | 11.72 | |
| Liquidity | ||||||||||||||||
| Current Ratio | 1,020.27 | 614.28 | 522.70 | 599.62 | 603.01 | 535.83 | 81.07 | 81.50 | 94.09 | 107.40 | 136.07 | 107.40 | 128.53 | 111.77 | 98.33 | |
| Quick Ratio | 1,020.27 | 614.28 | 522.70 | 506.94 | 603.01 | 1,023.07 | 115.87 | 107.48 | 104.95 | 134.56 | 136.07 | 107.40 | 128.53 | 111.77 | 98.33 | |
| Cash Ratio | 191.49 | 264.70 | 237.51 | 264.75 | 371.65 | 393.66 | 53.15 | 41.87 | 43.40 | 55.18 | 60.70 | 70.52 | 101.46 | 82.47 | 63.98 | |
| Operating Cash Flow Ratio | 100 | - - | - - | 100 | 100 | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Receivables Turnover | 152.84 | 172.26 | 134.56 | 1,247.49 | 181.77 | 204.13 | 234.90 | 2,312.03 | 1,595.48 | 225.94 | 422.06 | 420.66 | 401.93 | 324.43 | 279.94 | |
| Payables Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
2.85 | 2.97 | 2.87 | 3.07 | 3.03 | 2.84 | 3.02 | 3.04 | 3.08 | 2.95 | 2.97 | 2.64 | 2.72 | 2.31 | 2.56 | |
| Fixed Turnover | 677.11 | 782.69 | 647.99 | 760.85 | 742.26 | 734.53 | 848.53 | 975.64 | 1,075.95 | 782.42 | 866.05 | 514.92 | 552.66 | 514.48 | 519.32 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 140.06 | 207.83 | 209.05 | 204.47 | 215.78 | 213.10 | 220.73 | 223.61 | 214.04 | 181.09 | 54.83 | 67.94 | 183.93 | 262.42 | 15.86 | |
| Asset Coverage | 7,000 | 8,800 | 8,100 | 11,200 | 1,900 | 2,100 | 2,400 | 15,100 | 2,400 | 2,300 | 400 | 400 | 500 | 500 | 500 | |
| Cash Flow Coverage (CFGR) | 237.54 | -143.88 | 9.95 | 225.20 | 43.38 | -10.69 | 2.20 | -3.33 | 2.72 | 16.01 | 15.76 | 27.18 | 23.21 | 2.23 | 3.86 | |
| EBITDA Coverage | 100 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 100 | - - | - - | 200 | 200 | - - | |
| Dividend Coverage | -100 | -200 | -100 | -200 | -200 | -200 | -200 | -200 | -200 | -200 | -200 | -200 | -200 | -500 | -100 | |
| Time Interest Earned (TIE) | -200 | -200 | -200 | -200 | -200 | -200 | -200 | -100 | -200 | -300 | -100 | -100 | -100 | - - | -100 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | 4.84 | 3.49 | 4.74 | 3.61 | 4.02 | 3.50 | 4.36 | 3.91 | 3.03 | 4.08 | 4.42 | 4.87 | 3.40 | 3.12 | 3.64 | |
| Earnings Yield | 6.59 | 8.35 | 9.33 | 10.46 | 8.87 | 8.10 | 8.92 | 8.14 | 8.05 | 8.62 | 9.25 | 10.04 | 8.84 | 16.25 | 5.87 | |
|
Price/Earnings (P/E)
|
1,516.48 | 1,197.35 | 1,071.88 | 956.33 | 1,126.88 | 1,235.23 | 1,120.60 | 1,228.69 | 1,241.82 | 1,159.97 | 1,080.69 | 996.52 | 1,131.00 | 615.33 | 1,703.33 | |
| Price/Earnings Growth (PEG) | -82.11 | 21.89 | 102.47 | 56.10 | 6,964.11 | 305.84 | 481.11 | 231.34 | 85.33 | 174.00 | 458.21 | -77.23 | 21.16 | 8.46 | -23.79 | |
|
Price/Book (P/B)
|
134.18 | 153.77 | 124.48 | 137.33 | 155.01 | 153.97 | 124.22 | 134.24 | 149.73 | 138.25 | 121.83 | 89.75 | 152.46 | 117.26 | 96.55 | |
| Price/Tangible Book (P/TB) | 134.18 | 153.77 | 124.48 | 137.33 | 155.01 | 153.97 | 124.22 | 134.24 | 149.73 | 138.25 | 121.83 | 89.75 | 152.46 | 117.26 | 96.55 | |
| Price/Sales (P/S) | 244.93 | 275.56 | 255.19 | 243.97 | 289.84 | 316.01 | 252.57 | 271.11 | 303.62 | 276.43 | 245.64 | 202.97 | 325.90 | 317.21 | 224.93 | |
|
Price/Cash Flow (P/CF)
|
211.81 | -511.02 | 6,120.20 | 383.63 | 412.29 | -1,804.95 | 2,099.03 | -2,144.64 | 2,283.79 | 352.94 | 212.35 | 99.91 | 199.09 | 1,680.40 | 775.21 | |
| Price/Free CF (P/FCF) | 215.25 | -476.23 | -51,481.66 | 410.82 | 436.58 | -1,441.89 | 2,707.04 | -1,737.76 | 3,137.12 | 371.31 | 220.86 | 101.99 | 203.64 | 2,373.82 | 939.48 | |
| Price/Operating CF (P/OCF) | 211.81 | -511.02 | 6,120.20 | 383.63 | 412.29 | -1,804.95 | 2,099.03 | -2,144.64 | 2,283.79 | 352.94 | 212.35 | 99.91 | 199.09 | 1,680.40 | 775.21 |