Ally Financial Inc.
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. It operates through four segments: Automotive …
Financial - Credit Services
US, Detroit [HQ]
FA
Fundamental Analysis · Most Recent Quarter
A dedicated fundamental analysis might help you to get a quick overview
of the
financial stability. It is important to understand the
FA Algorithm
and the criterias before valuing it as a top-tier resource.
Fundamentals
Valuation
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| EV/EBITDA | 1111.77 | -749.02 | 61.81 | |
| Graham Fair Price | 42.46 | 22.70 | 15.93 | |
| PEG | -41.94 | 0.28 | -0.49 | |
| Price/Book | 14.84 | 0.89 | 0.77 | |
| Price/Cash Flow | 8.52 | 19.17 | -17.66 | |
| Prices/Earnings | -44.85 | 19.29 | 34.98 | |
| Price/Sales | -36.55 | 2.95 | 4.64 | |
| Price/FCF | 8.52 | 19.17 | -17.66 | |
| Naive Interpretation | member | |||
01 - Valuation ·
Positive
Fundamentals
Profitability
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Gross Profit Margin | -29.09 | 0.71 | 1.00 | |
| Operating Margin | 51.16 | 0.04 | 0.03 | |
| ROA | 110.34 | < 0.005 | < 0.005 | |
| ROE | < 0.005 | 0.01 | 108.23 | |
| ROIC | < 0.005 | < 0.005 | 99.83 | |
| Naive Interpretation | member | |||
02 - Profitability ·
Not Interpreted
Fundamentals
Financial Growth
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Debt QOQ | -0.16 | -0.10 | -57.68 | |
| Dividends QOQ | < 0.005 | 0.05 | 640.13 | |
| EBIT QOQ | -0.79 | 1.71 | 117.78 | |
| EPS QOQ | -0.72 | 0.68 | -5.02 | |
| FCF QOQ | -1.61 | 2.05 | 27.32 | |
| Revenue QOQ | 0.37 | 0.80 | 115.26 | |
| Naive Interpretation | member | |||
03 - Financial Growth ·
Positive
Fundamentals
Leverage & Liquidity
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Assets Turnover | n.A. | n.A. | n.A. | |
| Days Inventory Outstanding (DIO) | 0.00 | -698.85 | -100.00 | |
| Days Sales Outstanding (DSO) | 44.17 | 24.82 | -43.81 | |
| Inventory Turnover | 0.00 | -0.13 | -100.00 | |
| Debt/Capitalization | 0.60 | 0.61 | 2.92 | |
| Quick Ratio | 7.09 | 23.33 | 228.96 | |
| Naive Interpretation | member | |||
04 - Leverage & Liquidity ·
Balanced
Fundamentals
Per Share Metrics
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Book Value | 45.21 | 44.63 | -1.28 | |
| Cash | 87.55 | 91.99 | 5.07 | |
| Capex | -1.92 | -2.32 | -20.60 | |
| Free Cash Flow | -1.98 | 2.07 | 4.47 | |
| Revenue | 7.52 | 13.44 | 78.68 | |
| Naive Interpretation | member | |||
05 - Per Share Metrics ·
Best
Fundamentals
Financial Health
06 - Financial Health ·
Bad