Affirm Holdings, Inc.
Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its pa…
Software - Infrastructure
US, San Francisco [HQ]
FA
Fundamental Analysis · Most Recent Quarter
A dedicated fundamental analysis might help you to get a quick overview
of the
financial stability. It is important to understand the
FA Algorithm
and the criterias before valuing it as a top-tier resource.
Fundamentals
Valuation
| Metric | Q3 | Q1 | Δ in % | |
|---|---|---|---|---|
| EV/EBITDA | -72.52 | -265.14 | 964.90 | |
| Graham Fair Price | -11.65 | 7.95 | 8.99 | |
| PEG | -73.25 | -0.27 | 1.00 | |
| Price/Book | 10.38 | 4.58 | 4.15 | |
| Price/Cash Flow | 26.30 | 85.06 | 67.35 | |
| Prices/Earnings | -59.43 | -32.40 | -20.32 | |
| Price/Sales | -1.59 | 18.60 | 18.90 | |
| Price/FCF | 26.30 | 85.06 | 67.35 | |
| Naive Interpretation | member | |||
01 - Valuation ·
Weak
Fundamentals
Profitability
| Metric | Q3 | Q1 | Δ in % | |
|---|---|---|---|---|
| Gross Profit Margin | -20.71 | 0.67 | 0.85 | |
| Operating Margin | -421.09 | -0.19 | -0.04 | |
| ROA | 32.09 | < 0.005 | -0.01 | |
| ROE | -0.05 | -0.04 | 30.77 | |
| ROIC | < 0.005 | -0.01 | -471.82 | |
| Naive Interpretation | member | |||
02 - Profitability ·
Not Interpreted
Fundamentals
Financial Growth
| Metric | Q3 | Q1 | Δ in % | |
|---|---|---|---|---|
| Debt QOQ | 0.10 | < 0.005 | 1519.33 | |
| Dividends QOQ | 0.00 | 0.00 | 0.00 | |
| EBIT QOQ | 0.88 | -2.91 | 231.54 | |
| EPS QOQ | 0.20 | -1.21 | 496.10 | |
| FCF QOQ | 3.54 | 4.01 | 13.01 | |
| Revenue QOQ | -0.03 | 0.06 | 135.65 | |
| Naive Interpretation | member | |||
03 - Financial Growth ·
Positive
Fundamentals
Leverage & Liquidity
| Metric | Q3 | Q1 | Δ in % | |
|---|---|---|---|---|
| Assets Turnover | n.A. | n.A. | n.A. | |
| Days Inventory Outstanding (DIO) | -426.61 | 0.00 | inf | |
| Days Sales Outstanding (DSO) | 45.85 | 39.74 | -13.33 | |
| Inventory Turnover | -0.21 | 0.00 | inf | |
| Debt/Capitalization | 0.70 | 0.71 | 1.42 | |
| Quick Ratio | 14.54 | 17.85 | 22.73 | |
| Naive Interpretation | member | |||
04 - Leverage & Liquidity ·
Weak
Fundamentals
Per Share Metrics
| Metric | Q3 | Q1 | Δ in % | |
|---|---|---|---|---|
| Book Value | 8.39 | 8.91 | 6.18 | |
| Cash | 6.93 | 6.66 | -3.90 | |
| Capex | -0.15 | 0.14 | -6.67 | |
| Free Cash Flow | 0.52 | 0.48 | -7.21 | |
| Revenue | 1.84 | 2.19 | 19.09 | |
| Naive Interpretation | member | |||
05 - Per Share Metrics ·
Weak
Fundamentals
Financial Health
06 - Financial Health ·
Bad