Public Bank Berhad
Public Bank Berhad engages in the banking activities. The company's deposit products include savings, current, fixed deposit, foreign currency, and safe deposit box services. Its loan portfolio comprises home, SWIFT, working capital, SME, and other loans…
Banks - Regional
MY, Kuala Lumpur [HQ]
Ratios
15 Records · Starting from 2009Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Profit Margin | 41.66 | 42.83 | 47.57 | 49.95 | 49.83 | 52.11 | 53.04 | 52.30 | 50.90 | 51.57 | 49.65 | 43.09 | 45.10 | 45.56 | 28.75 | |
| Operating Margin | 54.23 | 55.75 | 62.23 | 65.34 | 64.59 | 66.53 | 67.39 | 65.23 | 65.52 | 64.82 | 63.65 | 55.05 | 58.14 | 65.37 | 0.06 | |
|
EPS Growth
|
-7.14 | 23.08 | 18.75 | 5.26 | 5.00 | 19.05 | 4.00 | 3.85 | 3.70 | 3.57 | -20.69 | -13.04 | 45.00 | 10.35 | 6.25 | |
| EPS MYR | 13.00 | 16.00 | 19.00 | 20.00 | 21.00 | 25.00 | 26.00 | 27.00 | 28.00 | 29.00 | 23.00 | 20.00 | 29.00 | 32.00 | 34.00 | |
| Return on Assets (ROA) | 1.18 | 1.13 | 1.41 | 1.41 | 1.33 | 1.31 | 1.39 | 1.37 | 1.38 | 1.33 | 1.27 | 1.08 | 1.22 | 1.24 | 1.30 | |
| Return on Equity (ROE) | 23.15 | 19.58 | 23.71 | 21.56 | 19.90 | 16.12 | 16.21 | 15.22 | 14.64 | 13.64 | 12.64 | 10.31 | 11.74 | 12.20 | 12.16 | |
| Return on Invested Capital (ROIC) | 17.00 | 12.08 | 13.46 | 21.62 | 13.22 | 11.44 | 9.29 | 8.15 | 8.36 | 7.76 | 8.18 | 6.77 | 7.39 | 7.10 | 0.01 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 1.84 | 3.58 | 4.54 | - - | 3.40 | 3.35 | 6.44 | 7.84 | 7.15 | 7.44 | 5.53 | 5.53 | 6.19 | 7.35 | 6.24 | |
| Debt/Equity | 36.18 | 62.11 | 76.15 | - - | 50.90 | 41.27 | 74.97 | 87.06 | 75.63 | 76.23 | 54.91 | 52.77 | 59.44 | 72.27 | 58.28 | |
| Debt/EBITDA | -1,249.02 | -812.82 | -271.29 | -466.83 | -334.43 | -214.76 | -180.05 | -107.25 | -139.14 | -142.72 | -163.37 | -141.37 | -114.64 | -191.64 | 3,747.12 | |
|
Debt/Capitalization
|
26.57 | 38.31 | 43.23 | - - | 33.73 | 29.21 | 42.85 | 46.54 | 43.06 | 43.26 | 35.44 | 34.54 | 37.28 | 41.95 | 36.82 | |
| Long-Term Debt/Capitalization | 26.57 | 38.31 | 43.23 | - - | 33.73 | 29.21 | 27.35 | 25.24 | 25.03 | 24.83 | 23.52 | 22.02 | 19.65 | 20.50 | 32.52 | |
| Interest Debt per Share MYR | 0.39 | 0.60 | 0.83 | 0.27 | 0.86 | 1.00 | 1.62 | 1.96 | 1.87 | 2.06 | 1.35 | 1.32 | 1.74 | 2.17 | 1.67 | |
| Debt Growth | -20.84 | 102.96 | 39.82 | -100.00 | - - | 11.24 | 1.65 | -1.72 | 7.99 | 8.47 | -0.94 | -0.45 | -11.72 | 9.81 | 153.30 | |
| Liquidity | ||||||||||||||||
| Current Ratio | - - | - - | - - | 801.07 | 2,573.88 | 1,876.38 | 1,504.66 | 1,319.33 | 1,447.11 | 1,359.92 | 1,295.82 | 1,419.32 | 1,577.29 | 1,768.80 | 9.71 | |
| Quick Ratio | - - | - - | - - | 801.07 | 2,573.88 | 1,876.38 | 3,504.31 | 2,930.83 | 3,070.87 | 2,906.94 | 2,489.36 | 2,654.95 | 2,906.11 | 3,327.01 | 20.48 | |
| Cash Ratio | - - | - - | - - | 801.07 | 2,406.32 | 1,736.04 | 1,356.00 | 1,161.62 | 1,315.67 | 1,267.08 | 1,224.21 | 1,270.13 | 1,406.00 | 1,606.68 | 9.26 | |
| Operating Cash Flow Ratio | - - | - - | - - | - - | 500 | 700 | 400 | - - | 400 | 600 | - - | 800 | 400 | 400 | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Receivables Turnover | - - | - - | - - | - - | 410.26 | 441.54 | 367.91 | 391.29 | 476.30 | 619.20 | 743.29 | 424.71 | 500.68 | 436.80 | 759.69 | |
| Payables Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
2.82 | 2.63 | 2.97 | 2.82 | 2.67 | 2.51 | 2.62 | 2.62 | 2.72 | 2.58 | 2.56 | 2.51 | 2.71 | 2.72 | 4.53 | |
| Fixed Turnover | 582.47 | 466.06 | 552.08 | 591.56 | 626.08 | 587.73 | 670.78 | 651.37 | 686.92 | 691.70 | 431.99 | 419.19 | 486.72 | 540.78 | 924.55 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 100.15 | 100.15 | 103.89 | 98.29 | 90.91 | 86.04 | 82.03 | 79.70 | 89.56 | 80.78 | 79.78 | 88.86 | 141.35 | 152.32 | 2.30 | |
| Asset Coverage | 5,300 | 2,700 | 2,100 | - - | 2,900 | 2,900 | 3,100 | 3,400 | 3,200 | 3,200 | 3,200 | 3,400 | 4,000 | 3,900 | 900 | |
| Cash Flow Coverage (CFGR) | 296.21 | -69.36 | -138.33 | - - | 61.00 | 86.89 | 30.81 | 5.30 | 29.56 | 38.03 | 3.65 | 58.83 | 23.27 | 25.27 | -8.89 | |
| EBITDA Coverage | 100 | 100 | 100 | 100 | - - | - - | - - | - - | - - | - - | - - | - - | 100 | 100 | - - | |
| Dividend Coverage | -100 | -100 | -200 | -200 | -200 | -200 | -200 | -200 | -200 | -200 | -200 | -300 | -100 | -100 | -200 | |
| Time Interest Earned (TIE) | 200 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 300 | 200 | 200 | 300 | 300 | 1,200 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | 3.46 | 2.86 | 3.34 | 2.81 | 2.56 | 2.90 | 2.97 | 2.94 | 2.84 | 2.67 | 2.88 | 1.55 | 4.93 | 4.56 | 3.27 | |
| Earnings Yield | 6.28 | 5.61 | 7.19 | 6.47 | 5.71 | 6.76 | 7.09 | 6.85 | 6.83 | 5.83 | 5.84 | 4.87 | 7.01 | 7.30 | 8.00 | |
|
Price/Earnings (P/E)
|
15.9314 | 17.8390 | 13.9040 | 15.4502 | 17.5004 | 14.7895 | 14.1121 | 14.6098 | 14.6482 | 17.1439 | 17.1248 | 20.5195 | 14.2753 | 13.7028 | 12.4942 | |
| Price/Earnings Growth (PEG) | -223.04 | 77.30 | 74.15 | 293.55 | 350.01 | 77.64 | 352.80 | 379.85 | 395.50 | 480.03 | -82.77 | -157.32 | 31.72 | 132.46 | 199.91 | |
|
Price/Book (P/B)
|
368.76 | 349.25 | 329.66 | 333.15 | 348.29 | 238.47 | 228.74 | 222.34 | 214.44 | 233.92 | 216.51 | 211.57 | 167.66 | 167.11 | 151.95 | |
| Price/Tangible Book (P/TB) | 368.76 | 349.25 | 329.66 | 333.15 | 348.29 | 238.47 | 228.74 | 222.34 | 214.44 | 233.92 | 216.51 | 211.57 | 167.66 | 167.11 | 151.95 | |
| Price/Sales (P/S) | 663.67 | 764.00 | 661.37 | 771.70 | 871.97 | 770.62 | 748.49 | 764.15 | 745.62 | 884.15 | 850.23 | 884.11 | 643.76 | 624.27 | 359.21 | |
|
Price/Cash Flow (P/CF)
|
344.08 | -810.65 | -312.97 | 2,447.12 | 1,121.73 | 665.08 | 990.33 | 4,819.89 | 959.24 | 806.93 | 10,790.76 | 681.45 | 1,212.16 | 915.10 | -2,932.64 | |
| Price/Free CF (P/FCF) | 349.23 | -792.58 | -309.03 | 2,604.58 | 1,145.01 | 685.84 | 1,030.14 | 6,483.47 | 996.41 | 822.01 | 14,096.49 | 699.23 | 1,238.74 | 934.09 | -2,644.65 | |
| Price/Operating CF (P/OCF) | 344.08 | -810.65 | -312.97 | 2,447.12 | 1,121.73 | 665.08 | 990.33 | 4,819.89 | 959.24 | 806.93 | 10,790.76 | 681.45 | 1,212.16 | 915.10 | -2,932.64 |