Arab National Bank
Arab National Bank provides various banking products and services. The company operates through Retail Banking, Corporate Banking, Treasury, and Investment and Brokerage Services segments. It offers current, savings, and Murabaha accounts, as well as tim…
Banks - Regional
SA, Riyadh [HQ]
Ratios
15 Records · Starting from 2009Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Profit Margin | 56.65 | 45.63 | 49.42 | 51.37 | 50.05 | 52.90 | 51.65 | 50.17 | 47.47 | 50.62 | 45.00 | 35.51 | 37.78 | 44.76 | 27.24 | |
| Operating Margin | 56.65 | 45.63 | 49.42 | 51.37 | 50.05 | 52.90 | 51.65 | 48.65 | 47.47 | 50.62 | 52.87 | 44.12 | 45.60 | 53.01 | 33.79 | |
|
EPS Growth
|
-4.82 | -19.62 | 14.17 | 8.97 | 6.33 | 14.29 | 2.60 | -3.05 | 5.76 | 9.41 | -8.60 | -31.68 | 5.07 | 41.38 | 32.20 | |
| EPS SAR | 158.00 | 127.00 | 145.00 | 158.00 | 168.00 | 192.00 | 197.00 | 191.00 | 202.00 | 221.00 | 202.00 | 138.00 | 145.00 | 205.00 | 271.00 | |
| Return on Assets (ROA) | 2.15 | 1.64 | 1.85 | 1.74 | 1.83 | 1.75 | 1.74 | 1.72 | 1.76 | 1.86 | 1.65 | 1.15 | 1.13 | 1.44 | 1.84 | |
| Return on Equity (ROE) | 16.35 | 12.39 | 12.98 | 13.32 | 13.22 | 13.96 | 13.54 | 12.56 | 12.42 | 12.51 | 10.68 | 6.97 | 7.00 | 9.50 | 11.61 | |
| Return on Invested Capital (ROIC) | -689.13 | -73.10 | -188.77 | 12.17 | 12.13 | 12.89 | 12.44 | 11.08 | 11.45 | 11.62 | 8.18 | 5.39 | 4.96 | 6.93 | 9.35 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | - - | - - | - - | 1.24 | 1.22 | 1.03 | 1.17 | 1.19 | 1.17 | 1.13 | 4.71 | 4.83 | 6.61 | 5.63 | 5.10 | |
| Debt/Equity | - - | - - | - - | 9.48 | 8.84 | 8.19 | 9.14 | 8.69 | 8.27 | 7.64 | 30.52 | 29.28 | 40.91 | 37.03 | 32.10 | |
| Debt/EBITDA | -408.56 | -567.96 | -566.18 | -820.87 | -592.23 | -701.55 | -439.18 | -379.29 | -273.23 | -220.21 | -212.69 | -213.27 | -245.94 | -302.25 | 54.44 | |
|
Debt/Capitalization
|
- - | - - | - - | 8.66 | 8.13 | 7.57 | 8.37 | 7.99 | 7.64 | 7.10 | 23.38 | 22.65 | 29.03 | 27.02 | 24.30 | |
| Long-Term Debt/Capitalization | - - | - - | - - | 8.66 | 8.13 | 7.57 | 8.37 | 7.99 | 7.64 | 7.10 | 8.94 | 11.27 | 10.76 | 10.28 | 15.87 | |
| Interest Debt per Share SAR | - - | - - | - - | 1.13 | 1.13 | 1.13 | 1.33 | 1.35 | 1.34 | 1.35 | 5.82 | 5.85 | 8.54 | 8.04 | 7.57 | |
| Debt Growth | - - | - - | - - | - - | - - | - - | 18.52 | 0.91 | -0.10 | 0.21 | 37.53 | 35.96 | -0.77 | -1.24 | 228.86 | |
| Liquidity | ||||||||||||||||
| Current Ratio | - - | - - | - - | 38,746.43 | 32,591.11 | 21,669.44 | 22,156.51 | - - | - - | - - | 14.38 | 11.64 | 12.15 | 17.29 | 18.09 | |
| Quick Ratio | - - | - - | - - | 38,746.43 | 32,591.11 | 21,669.44 | 22,156.51 | - - | - - | - - | 14.38 | 29.67 | 28.27 | 42.02 | 22.38 | |
| Cash Ratio | - - | - - | - - | 38,033.18 | 31,792.48 | 21,178.53 | 21,370.52 | - - | - - | - - | 14.38 | 11.64 | 11.79 | 16.95 | 13.70 | |
| Operating Cash Flow Ratio | - - | - - | - - | 10,400 | -1,100 | 10,600 | -10,500 | - - | - - | - - | - - | - - | - - | - - | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Receivables Turnover | - - | - - | - - | 1,090.22 | 1,131.08 | 1,011.09 | 975.11 | 24,001.04 | - - | - - | - - | 11,833.99 | 1,788.24 | 2,188.53 | 4,294.24 | |
| Payables Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
3.79 | 3.60 | 3.74 | 3.38 | 3.65 | 3.30 | 3.37 | 3.42 | 3.71 | 3.67 | 3.66 | 3.23 | 2.99 | 3.23 | 6.77 | |
| Fixed Turnover | 337.05 | 331.59 | 342.19 | 306.31 | 305.96 | 311.26 | 295.02 | 316.26 | 376.29 | 421.24 | 307.65 | 253.64 | 260.97 | 307.44 | 598.35 | |
| Coverage | ||||||||||||||||
| Interest Coverage | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | 4,172.55 | 4,044.61 | 2,815.88 | 3,887.18 | 5,412.76 | |
| Asset Coverage | - - | - - | - - | 8,000 | 8,100 | 9,700 | 8,500 | 8,400 | 8,500 | 8,800 | 4,000 | 2,600 | 2,900 | 3,500 | 1,100 | |
| Cash Flow Coverage (CFGR) | - - | - - | - - | 366.51 | -38.61 | 690.51 | -393.92 | 116.28 | 181.80 | 114.75 | 71.06 | 14.85 | 7.97 | 42.99 | 35.12 | |
| EBITDA Coverage | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | 4,400 | 4,300 | 3,000 | 4,100 | -300 | |
| Dividend Coverage | -300 | -200 | -300 | -200 | -200 | -300 | -200 | -200 | -300 | -200 | -100 | -200 | -200 | -200 | -200 | |
| Time Interest Earned (TIE) | 100 | 100 | 100 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | 300 | 200 | 200 | 200 | 700 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | 3.11 | 3.49 | 3.71 | 5.01 | 4.30 | 3.80 | 5.63 | 5.96 | 5.37 | 5.44 | 5.16 | 3.07 | 4.17 | 3.77 | 6.07 | |
| Earnings Yield | 11.46 | 10.36 | 12.36 | 14.10 | 12.85 | 12.57 | 16.79 | 17.54 | 16.34 | 13.84 | 9.81 | 9.16 | 8.46 | 8.48 | 14.31 | |
|
Price/Earnings (P/E)
|
8.7290 | 9.6527 | 8.0884 | 7.0939 | 7.7840 | 7.9564 | 5.9556 | 5.7001 | 6.1200 | 7.2277 | 10.1960 | 10.9159 | 11.8189 | 11.7981 | 6.9905 | |
| Price/Earnings Growth (PEG) | -181.13 | -49.20 | 57.07 | 79.12 | 122.99 | 55.69 | 228.70 | -187.15 | 106.27 | 76.84 | -118.60 | -34.45 | 233.00 | 28.51 | 21.71 | |
|
Price/Book (P/B)
|
142.71 | 119.59 | 104.95 | 94.48 | 102.91 | 111.04 | 80.64 | 71.59 | 76.02 | 90.43 | 108.89 | 76.07 | 82.71 | 112.03 | 81.14 | |
| Price/Tangible Book (P/TB) | 142.71 | 119.59 | 104.95 | 94.48 | 102.91 | 111.04 | 80.64 | 71.59 | 76.02 | 90.43 | 108.89 | 76.07 | 82.71 | 112.03 | 81.14 | |
| Price/Sales (P/S) | 494.50 | 440.44 | 399.73 | 364.44 | 389.57 | 420.93 | 307.61 | 285.99 | 290.51 | 365.85 | 458.85 | 387.61 | 446.56 | 528.09 | 190.40 | |
|
Price/Cash Flow (P/CF)
|
-524.89 | 217.06 | -346.03 | 271.97 | -3,013.84 | 196.31 | -224.09 | 708.84 | 505.37 | 1,031.88 | 502.04 | 1,749.93 | 2,535.92 | 703.79 | 719.75 | |
| Price/Free CF (P/FCF) | -57.80 | -24.59 | -12.06 | 283.14 | -2,000.59 | 201.62 | -213.23 | 751.92 | 517.35 | 1,062.43 | 508.57 | 1,858.97 | 2,754.67 | 733.76 | 798.80 | |
| Price/Operating CF (P/OCF) | -524.89 | 217.06 | -346.03 | 271.97 | -3,013.84 | 196.31 | -224.09 | 708.84 | 505.37 | 1,031.88 | 502.04 | 1,749.93 | 2,535.92 | 703.79 | 719.75 |