American Express Company
American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, an…
Financial - Diversified
US, New York [HQ]
Ratios
15 Sheets · From 2023 to 2009Configuration
Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 70.05 | 63.61 | 65.19 | 64.62 | 67.42 | 64.24 | 61.95 | 57.17 | |
| Profit Margin | 8.69 | 14.58 | 16.47 | 14.19 | 16.25 | 17.16 | 15.73 | 16.84 | 8.17 | 17.16 | 15.52 | 8.69 | 19.02 | 14.21 | 13.87 | |
| Operating Margin | 20.56 | 30.15 | 31.08 | 27.47 | 29.86 | 31.20 | 29.13 | 30.51 | 28.46 | 27.43 | 19.35 | 11.90 | 25.22 | 23.36 | 17.42 | |
|
EPS Growth
|
-34.19 | 118.83 | 22.85 | -5.56 | 25.58 | 13.65 | -9.14 | 11.83 | -47.44 | 171.48 | -0.99 | -52.93 | 166.05 | -1.80 | 14.01 | |
| EPS USD | 154.00 | 337.00 | 414.00 | 391.00 | 491.00 | 558.00 | 507.00 | 567.00 | 298.00 | 809.00 | 801.00 | 377.00 | 1,003.00 | 985.00 | 1,123.00 | |
| Return on Assets (ROA) | 1.72 | 2.76 | 3.23 | 2.93 | 3.50 | 3.70 | 3.21 | 3.40 | 1.51 | 3.66 | 3.41 | 1.64 | 4.26 | 3.30 | 3.21 | |
| Return on Equity (ROE) | 15.21 | 25.36 | 25.97 | 23.59 | 28.21 | 28.02 | 24.59 | 25.75 | 15.20 | 31.46 | 29.39 | 13.63 | 36.64 | 30.06 | 29.85 | |
| Return on Invested Capital (ROIC) | 5.58 | 6.71 | 8.00 | 7.44 | 8.47 | 8.54 | 8.40 | 8.85 | 4.57 | 11.36 | 7.77 | 4.61 | 12.79 | 14.03 | 10.84 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 43.55 | 46.94 | 41.18 | 40.52 | 39.22 | 38.37 | 32.92 | 33.33 | 32.60 | 32.28 | 32.32 | 23.56 | 21.69 | 19.30 | 18.83 | |
| Debt/Equity | 385.71 | 431.25 | 331.58 | 326.32 | 315.79 | 290.48 | 252.38 | 252.38 | 327.78 | 277.27 | 278.26 | 195.65 | 186.36 | 176.00 | 175.21 | |
| Debt/EBITDA | 621.83 | 558.90 | 371.46 | 413.74 | 377.32 | 333.05 | 282.91 | 257.00 | 239.70 | 275.13 | 415.93 | 208.50 | 157.28 | 74.88 | 21.61 | |
|
Debt/Capitalization
|
79.41 | 81.18 | 76.83 | 76.54 | 75.95 | 74.39 | 71.62 | 71.62 | 76.62 | 73.49 | 73.56 | 66.18 | 65.08 | 63.77 | 63.66 | |
| Long-Term Debt/Capitalization | 78.79 | 80.49 | 75.95 | 75.64 | 74.32 | 73.42 | 69.57 | 69.12 | 75.68 | 72.50 | 71.60 | 65.15 | 63.93 | 63.24 | 63.05 | |
| Interest Debt per Share USD | 48.12 | 60.12 | 55.45 | 56.59 | 57.26 | 60.01 | 54.68 | 58.63 | 69.21 | 74.70 | 81.48 | 58.51 | 53.59 | 62.27 | 76.20 | |
| Debt Growth | -21.24 | 27.78 | -8.70 | -1.59 | -3.23 | 1.67 | -13.12 | - - | 11.32 | 3.39 | 4.92 | -29.69 | -8.89 | 7.32 | 11.73 | |
| Liquidity | ||||||||||||||||
| Current Ratio | 490.04 | 446.84 | 511.91 | 524.76 | 425.78 | 484.53 | 86.35 | 142.01 | 176.86 | 211.98 | 467.54 | 836.27 | 208.18 | 273.24 | 101.93 | |
| Quick Ratio | 494.23 | 449.14 | 512.71 | 522.84 | 422.67 | 482.52 | 98.08 | 1,780.44 | 3,208.53 | 548.76 | 467.54 | 501.36 | 212.61 | 730.93 | 78.18 | |
| Cash Ratio | 146.44 | 133.95 | 185.76 | 169.15 | 121.68 | 153.85 | 32.11 | 618.20 | 1,208.35 | 175.84 | 128.08 | 286.84 | 171.16 | 248.77 | 32.41 | |
| Operating Cash Flow Ratio | - - | - - | - - | - - | - - | - - | - - | 200 | 400 | - - | - - | - - | 100 | 100 | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | 106.59 | 177.36 | 41.35 | 19.09 | 10.25 | 20.19 | 62.16 | 17.88 | |
| Receivables Turnover | 64.53 | 69.55 | 68.10 | 68.66 | 70.16 | 72.96 | 69.83 | 68.34 | 61.98 | 73.34 | 76.41 | 1,202.90 | 1,569.63 | 87.43 | 94.45 | |
| Payables Turnover | - - | - - | - - | - - | - - | - - | - - | 85.96 | 83.09 | 114.58 | 120.96 | 124.49 | 143.30 | 165.78 | 197.20 | |
|
Asset Turnover
|
19.78 | 18.92 | 19.58 | 20.64 | 21.55 | 21.57 | 20.38 | 20.20 | 18.49 | 21.34 | 22.00 | 18.89 | 22.42 | 23.19 | 23.12 | |
| Fixed Turnover | 881.49 | 957.62 | 889.87 | 868.83 | 850.94 | 870.80 | 798.88 | 724.54 | 773.18 | 913.45 | 901.03 | 719.58 | 849.64 | 1,013.65 | 1,174.83 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 228.41 | 346.14 | 401.38 | 389.80 | 502.86 | 626.71 | 589.09 | 575.12 | 451.04 | 375.98 | 243.33 | 204.77 | 833.13 | 446.91 | 153.50 | |
| Asset Coverage | 200 | 100 | 200 | 200 | 200 | 200 | 100 | 300 | 300 | 200 | 200 | 400 | 400 | 400 | 200 | |
| Cash Flow Coverage (CFGR) | 11.82 | 13.46 | 16.63 | 11.42 | 14.24 | 18.02 | 20.70 | 15.52 | 22.95 | 14.64 | 21.30 | 12.42 | 35.72 | 47.91 | 37.75 | |
| EBITDA Coverage | 200 | 300 | 400 | 400 | 500 | 600 | 600 | 600 | 500 | 400 | 200 | 200 | 900 | 500 | 100 | |
| Dividend Coverage | -200 | -400 | -500 | -400 | -500 | -500 | -400 | -400 | -200 | -500 | -400 | -200 | -500 | -400 | -400 | |
| Time Interest Earned (TIE) | 200 | 100 | 100 | 100 | 200 | 100 | 400 | 200 | 200 | 200 | - - | - - | - - | 200 | - - | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | 1.95 | 1.70 | 1.55 | 1.38 | 0.96 | 1.07 | 1.69 | 1.75 | 1.43 | 1.62 | 1.38 | 1.51 | 1.12 | 1.41 | 1.29 | |
| Earnings Yield | 4.50 | 7.96 | 8.88 | 6.87 | 5.46 | 6.05 | 7.43 | 7.82 | 3.12 | 8.48 | 6.56 | 3.22 | 6.24 | 6.77 | 6.08 | |
|
Price/Earnings (P/E)
|
2,221.94 | 1,256.81 | 1,125.96 | 1,455.60 | 1,831.87 | 1,652.11 | 1,345.74 | 1,278.04 | 3,205.07 | 1,178.93 | 1,525.04 | 3,104.71 | 1,601.49 | 1,476.71 | 1,644.31 | |
| Price/Earnings Growth (PEG) | -64.99 | 10.58 | 49.28 | -262.01 | 71.63 | 121.07 | -147.24 | 107.99 | -67.56 | 6.88 | -1,542.20 | -58.65 | 9.64 | -822.86 | 117.37 | |
|
Price/Book (P/B)
|
338.05 | 318.68 | 292.45 | 343.37 | 516.68 | 462.98 | 330.86 | 329.13 | 487.17 | 370.88 | 448.16 | 423.18 | 586.73 | 443.84 | 490.77 | |
| Price/Tangible Book (P/TB) | 338.05 | 318.68 | 292.45 | 343.37 | 516.68 | 462.98 | 330.86 | 329.13 | 487.17 | 370.88 | 448.16 | 423.18 | 586.73 | 443.84 | 490.77 | |
| Price/Sales (P/S) | 192.99 | 183.29 | 185.46 | 206.57 | 297.72 | 283.53 | 211.71 | 215.19 | 261.99 | 202.28 | 236.66 | 269.72 | 304.58 | 209.91 | 228.11 | |
|
Price/Cash Flow (P/CF)
|
741.34 | 548.98 | 530.47 | 921.21 | 1,148.59 | 884.68 | 633.25 | 840.43 | 647.64 | 913.71 | 756.15 | 1,740.88 | 881.40 | 526.40 | 741.93 | |
| Price/Free CF (P/FCF) | 843.32 | 606.94 | 598.39 | 1,082.10 | 1,301.81 | 992.62 | 721.43 | 1,009.15 | 702.76 | 1,070.79 | 859.91 | 2,366.46 | 985.72 | 577.20 | 810.16 | |
| Price/Operating CF (P/OCF) | 741.34 | 548.98 | 530.47 | 921.21 | 1,148.59 | 884.68 | 633.25 | 840.43 | 647.64 | 913.71 | 756.15 | 1,740.88 | 881.40 | 526.40 | 741.93 |