Royal Bank of Canada
Royal Bank of Canada operates as a diversified financial service company worldwide. The company's Personal & Commercial Banking segment offers checking and savings accounts, home equity financing, personal lending, private banking, indirect lending, incl…
Banks - Diversified
CA, Toronto [HQ]
Ratios
15 Sheets · From 2023 to 2009Configuration
Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 84.16 | 81.97 | 87.75 | 87.83 | 90.98 | 89.47 | 91.36 | 90.91 | 92.39 | 93.62 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Profit Margin | 13.25 | 18.44 | 17.69 | 25.02 | 27.00 | 26.25 | 28.22 | 27.62 | 28.48 | 29.14 | 28.00 | 24.27 | 32.38 | 32.38 | 26.41 | |
| Operating Margin | 49.69 | 51.41 | 54.90 | 60.16 | 59.68 | 57.50 | 58.23 | 56.18 | 60.80 | 71.81 | 34.63 | 30.54 | 41.62 | 78.22 | 32.81 | |
|
EPS Growth
|
-24.05 | 34.75 | 21.78 | 16.71 | 11.49 | 9.04 | 11.94 | 0.74 | 11.62 | 13.18 | 2.21 | -10.71 | 41.33 | - - | -5.14 | |
| EPS CAD | 259.00 | 349.00 | 425.00 | 496.00 | 553.00 | 603.00 | 675.00 | 680.00 | 759.00 | 859.00 | 878.00 | 784.00 | 1,108.00 | 1,108.00 | 1,051.00 | |
| Return on Assets (ROA) | 0.59 | 0.72 | 0.65 | 0.90 | 0.97 | 0.95 | 0.92 | 0.88 | 0.94 | 0.93 | 0.90 | 0.70 | 0.94 | 0.82 | 0.74 | |
| Return on Equity (ROE) | 10.45 | 13.41 | 11.63 | 16.81 | 17.16 | 16.91 | 15.97 | 14.65 | 15.48 | 15.53 | 15.40 | 13.19 | 16.25 | 14.62 | 12.63 | |
| Return on Invested Capital (ROIC) | 22.20 | 12.06 | 23.71 | 27.02 | 26.12 | 24.79 | 10.56 | 5.65 | 11.91 | 13.57 | 6.67 | 6.45 | 3.97 | 5.62 | 2.67 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 1.49 | 7.34 | 1.06 | 0.92 | 0.87 | 0.84 | 8.56 | 18.94 | 7.12 | 7.33 | 7.64 | 5.57 | 17.88 | 22.18 | 21.91 | |
| Debt/Equity | 26.44 | 136.78 | 19.01 | 17.20 | 15.33 | 14.92 | 147.95 | 314.76 | 116.89 | 122.48 | 130.76 | 104.44 | 309.17 | 393.45 | 373.35 | |
| Debt/EBITDA | -50.63 | 204.98 | -109.89 | -83.22 | -92.62 | -86.80 | -127.87 | 795.82 | -199.15 | -178.66 | -320.70 | -945.48 | 480.65 | 599.89 | 1,435.64 | |
|
Debt/Capitalization
|
20.91 | 57.77 | 15.97 | 14.68 | 13.30 | 12.98 | 59.67 | 75.89 | 53.89 | 55.05 | 56.67 | 51.09 | 75.56 | 79.73 | 78.87 | |
| Long-Term Debt/Capitalization | 14.90 | 14.64 | 15.67 | 14.68 | 13.30 | 12.98 | 10.59 | 69.05 | 11.15 | 10.26 | 10.52 | 10.22 | 67.57 | 72.31 | 73.55 | |
| Interest Debt per Share CAD | 13.44 | 42.92 | 11.36 | 11.07 | 10.63 | 10.93 | 69.24 | 155.77 | 65.48 | 78.01 | 91.17 | 73.43 | 219.88 | 315.77 | 360.27 | |
| Debt Growth | -27.91 | 446.11 | -85.12 | -3.95 | -2.26 | 5.59 | -6.32 | 2,936.34 | -95.86 | -1.45 | 7.49 | 0.53 | 2,991.60 | 39.38 | 3.32 | |
| Liquidity | ||||||||||||||||
| Current Ratio | 798.39 | 1,102.95 | 1,249.74 | 1,020.95 | 986.05 | 1,826.59 | 145.04 | 230.35 | 218.06 | 161.93 | 173.44 | 351.01 | 230.50 | 167.21 | 182.34 | |
| Quick Ratio | 798.39 | 1,102.95 | 1,249.74 | 1,010.83 | 984.42 | 1,822.99 | 112.47 | 229.92 | 195.54 | 182.66 | 173.44 | 351.01 | 230.50 | 167.21 | 182.34 | |
| Cash Ratio | 146.79 | 250.02 | 308.78 | 232.39 | 234.93 | 416.65 | 38.94 | 60.38 | 73.54 | 69.09 | 60.01 | 175.24 | 175.89 | 113.05 | 100.32 | |
| Operating Cash Flow Ratio | - - | 100 | 100 | - - | - - | 200 | - - | - - | - - | - - | - - | 100 | - - | - - | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | -0.81 | -0.68 | -0.44 | - - | - - | - - | - - | - - | |
| Receivables Turnover | 437.95 | 372.96 | 414.98 | 321.68 | 368.40 | 364.97 | 368.26 | 373.79 | 379.01 | 283.47 | 232.76 | 252.84 | 219.84 | 185.89 | 188.34 | |
| Payables Turnover | 54.39 | 69.33 | 41.71 | 36.79 | 26.23 | 57.66 | 53.72 | 59.65 | 50.83 | 34.68 | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
4.44 | 3.90 | 3.65 | 3.61 | 3.59 | 3.61 | 3.27 | 3.19 | 3.31 | 3.19 | 3.21 | 2.90 | 2.90 | 2.54 | 2.81 | |
| Fixed Turnover | 1,229.66 | 1,131.84 | 1,101.61 | 1,105.50 | 1,160.62 | 1,264.75 | 1,289.30 | 1,328.42 | 1,502.70 | 1,502.65 | 1,439.24 | 593.70 | 667.25 | 676.12 | 833.55 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 160.04 | 189.25 | 181.01 | 214.22 | 233.17 | 246.98 | 257.35 | 267.23 | 249.85 | 206.06 | 73.68 | 102.39 | 253.21 | 211.31 | 29.84 | |
| Asset Coverage | 6,600 | 1,400 | 9,300 | 10,600 | 11,300 | 11,800 | 14,400 | 500 | 12,900 | 14,400 | 14,400 | 16,300 | 500 | 400 | 400 | |
| Cash Flow Coverage (CFGR) | 75.88 | 21.20 | 130.40 | -27.24 | 97.30 | 193.08 | 26.26 | 12.01 | 43.71 | 17.86 | 13.06 | 153.38 | 20.01 | 5.16 | 5.94 | |
| EBITDA Coverage | 100 | 100 | 100 | 200 | 200 | 200 | 200 | 200 | 200 | 200 | - - | 100 | 200 | 200 | - - | |
| Dividend Coverage | -100 | -100 | -100 | -200 | -200 | -200 | -200 | -200 | -200 | -200 | -200 | -100 | -200 | -200 | -200 | |
| Time Interest Earned (TIE) | -200 | -200 | -200 | -300 | -200 | -200 | -200 | -200 | -200 | -400 | -100 | -100 | -100 | -400 | -100 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | 3.60 | 3.81 | 4.35 | 3.98 | 3.77 | 3.64 | 4.26 | 4.01 | 3.59 | 4.08 | 3.95 | 4.77 | 3.49 | 3.94 | 3.60 | |
| Earnings Yield | 5.06 | 6.78 | 6.93 | 9.05 | 8.24 | 7.70 | 9.26 | 8.36 | 7.74 | 8.96 | 8.44 | 8.62 | 8.71 | 8.93 | 9.64 | |
|
Price/Earnings (P/E)
|
1,976.42 | 1,474.91 | 1,443.47 | 1,104.82 | 1,214.14 | 1,298.26 | 1,080.00 | 1,196.26 | 1,292.79 | 1,115.86 | 1,184.63 | 1,160.79 | 1,148.01 | 1,119.63 | 1,037.44 | |
| Price/Earnings Growth (PEG) | -82.19 | 42.44 | 66.29 | 66.13 | 105.65 | 143.59 | 90.45 | 1,614.95 | 111.28 | 84.69 | 535.58 | -108.42 | 27.78 | - - | -201.66 | |
|
Price/Book (P/B)
|
206.61 | 197.77 | 167.93 | 185.74 | 208.38 | 219.54 | 172.48 | 175.27 | 200.11 | 173.26 | 182.40 | 153.12 | 186.61 | 163.64 | 131.01 | |
| Price/Tangible Book (P/TB) | 206.61 | 197.77 | 167.93 | 185.74 | 208.38 | 219.54 | 172.48 | 175.27 | 200.11 | 173.26 | 182.40 | 153.12 | 186.61 | 163.64 | 131.01 | |
| Price/Sales (P/S) | 261.97 | 271.92 | 255.33 | 276.38 | 327.76 | 340.76 | 304.76 | 330.39 | 368.23 | 325.15 | 331.72 | 281.72 | 371.68 | 362.55 | 274.02 | |
|
Price/Cash Flow (P/CF)
|
1,029.99 | 682.09 | 677.47 | -3,964.34 | 1,396.71 | 762.33 | 443.87 | 463.48 | 391.62 | 791.84 | 1,067.95 | 95.59 | 301.61 | 805.92 | 591.10 | |
| Price/Free CF (P/FCF) | 1,137.56 | 753.62 | 778.19 | -2,400.60 | 1,606.58 | 829.39 | 469.88 | 486.23 | 406.31 | 893.04 | 1,269.11 | 97.44 | 312.82 | 909.55 | 660.21 | |
| Price/Operating CF (P/OCF) | 1,029.99 | 682.09 | 677.47 | -3,964.34 | 1,396.71 | 762.33 | 443.87 | 463.48 | 391.62 | 791.84 | 1,067.95 | 95.59 | 301.61 | 805.92 | 591.10 |