Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée
Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée provides banking products and services in France. It offers payment and account management services; mortgages and consumer credit products; and savings products, financial investments, and lif…
Banks - Regional
FR, Nantes [HQ]
Ratios
15 Records · Starting from 2009Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 30.77 | |
| Profit Margin | 23.37 | 24.12 | 27.56 | 22.80 | 28.94 | 29.14 | 29.58 | 27.72 | 27.03 | 29.29 | 26.13 | 8.14 | 16.04 | 16.26 | 6.14 | |
| Operating Margin | 146.18 | 122.99 | 140.16 | 133.02 | 45.34 | 43.38 | 44.29 | 39.63 | 37.09 | 39.99 | 35.06 | 13.06 | 21.23 | 19.73 | 6.14 | |
|
EPS Growth
|
0.32 | 13.26 | 8.89 | -13.67 | 27.53 | -5.41 | 10.01 | -13.06 | -4.88 | 37.46 | -24.32 | -53.22 | 115.59 | 17.20 | -34.96 | |
| EPS EUR | 1,252.00 | 1,418.00 | 1,544.00 | 1,333.00 | 1,700.00 | 1,608.00 | 1,769.00 | 1,538.00 | 1,463.00 | 2,011.00 | 1,522.00 | 712.00 | 1,535.00 | 1,799.00 | 1,170.00 | |
| Return on Assets (ROA) | 0.62 | 0.67 | 0.68 | 0.57 | 0.72 | 0.68 | 0.70 | 0.59 | 0.53 | 0.58 | 0.48 | 0.20 | 0.41 | 0.42 | 0.28 | |
| Return on Equity (ROE) | 5.44 | 5.86 | 6.07 | 4.93 | 5.94 | 5.30 | 5.50 | 4.56 | 4.13 | 4.16 | 3.57 | 1.67 | 3.18 | 3.75 | 2.31 | |
| Return on Invested Capital (ROIC) | 20.27 | 17.06 | 17.80 | 11.63 | 5.65 | 5.06 | 5.25 | 1.51 | 1.34 | 1.46 | 1.27 | 0.29 | 0.59 | 0.61 | 0.38 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 2.03 | 3.28 | 2.85 | 6.22 | 0.64 | 0.63 | 0.59 | 26.17 | 26.77 | 25.67 | 24.41 | 56.75 | 56.37 | 57.70 | 56.26 | |
| Debt/Equity | 17.71 | 28.89 | 25.54 | 53.88 | 5.27 | 4.95 | 4.67 | 202.58 | 208.89 | 184.88 | 180.80 | 474.11 | 442.54 | 512.71 | 468.08 | |
| Debt/EBITDA | 39.65 | 77.02 | 72.35 | 158.83 | - - | - - | - - | -6,961.15 | -8,035.30 | -7,233.36 | -8,919.01 | - - | 83,934.23 | - - | 20,090.55 | |
|
Debt/Capitalization
|
15.04 | 22.42 | 20.35 | 35.01 | 5.00 | 4.72 | 4.46 | 66.95 | 67.63 | 64.90 | 64.39 | 82.58 | 81.57 | 83.68 | 82.40 | |
| Long-Term Debt/Capitalization | 15.04 | 22.42 | 20.35 | 35.01 | 5.00 | 4.72 | 4.46 | 5.81 | 7.64 | 9.27 | 5.08 | 75.13 | 74.39 | 78.39 | 77.50 | |
| Interest Debt per Share EUR | 101.02 | 122.97 | 122.33 | 202.06 | 15.07 | 61.90 | 53.34 | 687.51 | 740.63 | 894.02 | 772.46 | 2,014.60 | 2,135.49 | 2,462.54 | 2,489.94 | |
| Debt Growth | -28.84 | 72.05 | -7.15 | 124.12 | -100.00 | - - | -39.76 | 2,393.04 | 5.25 | 1.83 | 10.95 | 10.06 | 5.97 | 15.25 | -3.63 | |
| Liquidity | ||||||||||||||||
| Current Ratio | - - | - - | 142.64 | - - | 95.19 | 71.35 | 55.83 | 56.92 | 50.60 | 51.22 | 59.92 | 7.60 | 3.66 | 2.71 | 3.94 | |
| Quick Ratio | - - | - - | 142.64 | - - | 95.19 | 71.35 | 55.83 | 1,294.51 | 1,025.96 | 1,054.53 | 1,336.32 | 15.29 | 7.77 | 5.77 | 5.31 | |
| Cash Ratio | - - | - - | 142.64 | - - | 95.19 | 71.35 | 55.83 | 56.92 | 50.60 | 51.22 | 59.92 | 0.42 | 0.40 | 0.48 | 1.53 | |
| Operating Cash Flow Ratio | - - | - - | 900 | - - | - - | - - | - - | 900 | 300 | -300 | 500 | - - | - - | - - | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | -636.29 | |
| Receivables Turnover | 149.24 | 177.12 | - - | 135.53 | - - | 124.93 | 114.40 | 85.35 | 89.20 | 99.50 | 66.42 | 73.30 | 149.88 | 250.16 | 434.65 | |
| Payables Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | 3,210.72 | |
|
Asset Turnover
|
2.67 | 2.76 | 2.45 | 2.50 | 2.50 | 2.33 | 2.36 | 2.13 | 1.96 | 1.97 | 1.84 | 2.46 | 2.53 | 2.59 | 4.51 | |
| Fixed Turnover | 431.00 | 503.37 | 494.30 | 506.76 | 478.43 | 370.83 | 344.34 | 310.08 | 286.85 | 268.28 | 243.33 | 329.79 | 344.27 | 382.45 | 592.22 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 129.51 | 136.32 | 137.32 | 138.04 | - - | 51.03 | 69.08 | 764.08 | 7,252.15 | 49,706.21 | 2,281.81 | -1,689,080.00 | -15,637.29 | 11,756.71 | 10.04 | |
| Asset Coverage | 4,900 | 3,000 | 3,500 | 1,600 | - - | 2,300 | 4,000 | 200 | 200 | 200 | 200 | 100 | 100 | 100 | 100 | |
| Cash Flow Coverage (CFGR) | 36.80 | -0.78 | 74.35 | -15.80 | -26.84 | 22.65 | 68.63 | 14.57 | 6.20 | -5.67 | 9.48 | -0.03 | 3.11 | 8.78 | -3.83 | |
| EBITDA Coverage | 100 | 100 | 100 | 100 | - - | - - | - - | -700 | -7,200 | -49,700 | -2,200 | -100 | -1,900 | - - | - - | |
| Dividend Coverage | - - | - - | - - | -500 | - - | -700 | -800 | - - | -600 | - - | -600 | -300 | - - | - - | -400 | |
| Time Interest Earned (TIE) | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 400 | 400 | 400 | 200 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | - - | - - | - - | 4.22 | - - | 2.16 | 2.41 | - - | 1.96 | - - | 1.43 | 1.93 | - - | - - | 3.22 | |
| Earnings Yield | 20.15 | 19.95 | 28.13 | 22.99 | 18.75 | 16.24 | 20.10 | 15.58 | 12.14 | 15.24 | 9.51 | 6.14 | 17.33 | 25.59 | 13.79 | |
|
Price/Earnings (P/E)
|
4.9620 | 5.0137 | 3.5554 | 4.3505 | 5.3338 | 6.1591 | 4.9759 | 6.4196 | 8.2370 | 6.5624 | 10.5123 | 16.2942 | 5.7707 | 3.9072 | 7.2525 | |
| Price/Earnings Growth (PEG) | 1,548.14 | 37.81 | 40.01 | -31.83 | 19.37 | -113.81 | 49.70 | -49.16 | -168.91 | 17.52 | -43.23 | -30.62 | 4.99 | 22.72 | -20.74 | |
|
Price/Book (P/B)
|
26.98 | 29.38 | 21.60 | 21.45 | 31.70 | 32.67 | 27.36 | 29.29 | 33.99 | 27.30 | 37.49 | 27.28 | 18.36 | 14.64 | 16.73 | |
| Price/Tangible Book (P/TB) | 26.98 | 29.38 | 21.60 | 21.45 | 31.70 | 32.67 | 27.36 | 29.29 | 33.99 | 27.30 | 37.49 | 27.28 | 18.36 | 14.64 | 16.73 | |
| Price/Sales (P/S) | 115.95 | 120.94 | 98.00 | 99.18 | 154.37 | 179.45 | 147.17 | 177.94 | 222.68 | 192.20 | 274.70 | 132.56 | 92.58 | 63.53 | 44.56 | |
|
Price/Cash Flow (P/CF)
|
414.02 | -13,119.14 | 113.72 | -251.99 | -2,242.84 | 2,913.55 | 854.77 | 99.23 | 262.33 | -260.22 | 218.74 | -18,117.14 | 133.38 | 32.53 | -93.29 | |
| Price/Free CF (P/FCF) | 446.41 | -5,597.00 | 115.80 | -237.32 | -1,527.64 | -34,029.32 | 1,359.61 | 101.11 | 278.82 | -235.82 | 233.27 | -2,480.96 | 141.61 | 33.12 | -87.68 | |
| Price/Operating CF (P/OCF) | 414.02 | -13,119.14 | 113.72 | -251.99 | -2,242.84 | 2,913.55 | 854.77 | 99.23 | 262.33 | -260.22 | 218.74 | -18,117.14 | 133.38 | 32.53 | -93.29 |