Truist Financial Corporation
Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insur…
Banks - Regional
US, Charlotte [HQ]
Ratios
15 Sheets · Starting from 2023Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 100.00 | 101.25 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 99.75 | |
| Profit Margin | 9.75 | 8.80 | 14.47 | 22.96 | 18.53 | 23.96 | 22.69 | 23.74 | 22.23 | 29.45 | 26.97 | 22.00 | 27.87 | 28.12 | -3.27 | |
| Operating Margin | 37.45 | 32.19 | 36.22 | 39.41 | 40.10 | 38.89 | 37.68 | 38.79 | 38.33 | 40.68 | 38.68 | 35.07 | 41.22 | 40.03 | -0.13 | |
|
EPS Growth
|
-57.51 | 1.72 | 56.78 | 48.11 | -18.98 | 24.32 | -6.16 | 8.49 | -1.07 | 50.72 | -10.26 | -17.29 | 45.02 | -1.11 | -118.39 | |
| EPS USD | 116.00 | 118.00 | 185.00 | 274.00 | 222.00 | 276.00 | 259.00 | 281.00 | 278.00 | 419.00 | 376.00 | 311.00 | 451.00 | 446.00 | -82.00 | |
| Return on Assets (ROA) | 0.51 | 0.52 | 0.74 | 1.08 | 0.92 | 1.15 | 0.99 | 1.11 | 1.08 | 1.43 | 0.68 | 0.88 | 1.19 | 1.13 | -0.20 | |
| Return on Equity (ROE) | 5.27 | 4.96 | 7.40 | 9.35 | 7.38 | 8.84 | 7.63 | 8.12 | 8.07 | 10.75 | 4.86 | 6.33 | 9.30 | 10.34 | -1.85 | |
| Return on Invested Capital (ROIC) | 6.60 | 6.17 | 6.26 | 6.13 | 3.96 | 4.80 | 4.61 | 5.19 | 5.15 | 6.08 | 2.96 | 5.03 | 6.94 | 5.73 | -0.20 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 15.60 | 16.67 | 14.17 | 10.40 | 14.06 | 14.47 | 13.03 | 10.66 | 12.90 | 12.80 | 12.59 | 8.97 | 7.61 | 12.00 | 11.85 | |
| Debt/Equity | 159.74 | 159.35 | 142.03 | 90.34 | 112.62 | 111.06 | 100.21 | 78.21 | 96.42 | 95.90 | 89.72 | 64.53 | 59.48 | 110.10 | 108.09 | |
| Debt/EBITDA | 556.03 | 632.95 | 528.41 | -2,154.39 | -4,567.51 | -4,228.06 | -3,260.82 | -3,021.45 | -2,607.82 | -4,133.39 | -4,974.45 | -1,355.97 | -1,079.50 | -2,861.01 | 5,189.47 | |
|
Debt/Capitalization
|
61.50 | 61.44 | 58.68 | 47.46 | 52.97 | 52.62 | 50.05 | 43.89 | 49.09 | 48.95 | 47.29 | 39.22 | 37.30 | 52.40 | 51.94 | |
| Long-Term Debt/Capitalization | 56.90 | 56.94 | 55.59 | 47.46 | 48.57 | 48.92 | 46.54 | 42.37 | 44.37 | 44.04 | 38.38 | 35.87 | 34.14 | 41.65 | 39.70 | |
| Interest Debt per Share USD | 44.32 | 40.41 | 37.49 | 28.46 | 37.16 | 38.16 | 37.15 | 29.59 | 36.32 | 39.23 | 76.58 | 35.20 | 31.39 | 51.91 | 50.59 | |
| Debt Growth | -12.80 | 1.66 | 0.34 | -12.33 | 34.10 | 5.45 | 1.23 | -14.59 | 22.31 | 1.05 | 106.17 | -23.29 | -9.81 | 61.69 | -2.21 | |
| Liquidity | ||||||||||||||||
| Current Ratio | 1,276.78 | 1,190.00 | 1,323.24 | 1,772.67 | 1,416.59 | 1,630.66 | 1,585.33 | 2,265.68 | 1,469.88 | 1,567.29 | 548.44 | 2,378.46 | 3,472.45 | 91.46 | 36.66 | |
| Quick Ratio | 412.92 | 260.35 | 284.20 | 385.51 | 260.48 | 277.44 | 297.05 | 429.56 | 265.69 | 291.55 | 548.44 | 2,378.46 | 3,472.45 | 448.27 | 34.53 | |
| Cash Ratio | 26.36 | 19.74 | 43.47 | 48.28 | 21.63 | 26.07 | 36.63 | 53.03 | 23.66 | 36.57 | 104.65 | 309.72 | 383.50 | 91.46 | 22.42 | |
| Operating Cash Flow Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | 100 | 100 | - - | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | -1.05 | |
| Receivables Turnover | 285.79 | 482.67 | 809.91 | 1,799.58 | 5,206.90 | - - | - - | - - | 566.25 | 544.70 | 195.25 | 388.74 | 223.41 | 189.08 | 257.05 | |
| Payables Turnover | - - | -1.94 | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
5.28 | 5.91 | 5.10 | 4.69 | 4.97 | 4.81 | 4.37 | 4.66 | 4.86 | 4.87 | 2.53 | 4.00 | 4.27 | 4.01 | 6.18 | |
| Fixed Turnover | 552.81 | 504.18 | 480.27 | 456.57 | 484.75 | 491.46 | 457.55 | 485.10 | 524.09 | 518.98 | 322.01 | 526.36 | 624.57 | 617.42 | 547.63 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 160.64 | 166.35 | 234.18 | 320.47 | 407.74 | 454.69 | 470.75 | 532.21 | 492.01 | 310.92 | 220.61 | 414.81 | 1,240.36 | 383.84 | -1.26 | |
| Asset Coverage | 700 | 600 | 700 | 900 | 600 | 600 | 700 | 900 | 700 | 700 | 700 | 1,100 | 1,200 | 800 | 600 | |
| Cash Flow Coverage (CFGR) | -1.91 | 11.06 | 18.45 | 19.35 | 20.83 | 12.05 | 10.65 | 11.43 | 16.21 | 15.06 | 2.55 | 16.28 | 19.15 | 16.63 | 12.28 | |
| EBITDA Coverage | 100 | 100 | 200 | - - | - - | - - | - - | - - | -100 | - - | - - | -100 | -200 | - - | - - | |
| Dividend Coverage | -100 | -100 | -200 | -300 | -100 | -200 | -200 | -200 | -200 | -200 | -200 | -100 | -200 | -200 | - - | |
| Time Interest Earned (TIE) | -100 | -100 | -100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 600 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | 5.13 | 2.28 | 2.54 | 2.73 | 3.42 | 2.87 | 3.28 | 2.85 | 2.93 | 4.12 | 3.22 | 4.22 | 3.64 | 5.23 | 6.37 | |
| Earnings Yield | 5.34 | 4.48 | 7.35 | 9.59 | 6.30 | 7.59 | 7.29 | 6.33 | 5.94 | 9.67 | 7.11 | 6.94 | 8.23 | 10.95 | -2.22 | |
|
Price/Earnings (P/E)
|
1,872.51 | 2,231.07 | 1,360.09 | 1,042.72 | 1,586.37 | 1,316.89 | 1,372.06 | 1,579.45 | 1,682.71 | 1,034.44 | 1,406.43 | 1,440.55 | 1,215.68 | 912.92 | -4,507.43 | |
| Price/Earnings Growth (PEG) | -32.56 | 1,294.02 | 23.95 | 21.67 | -83.59 | 54.14 | -222.76 | 185.94 | -1,576.14 | 20.40 | -137.05 | -83.33 | 27.01 | -823.46 | 38.07 | |
|
Price/Book (P/B)
|
98.65 | 110.77 | 100.65 | 97.53 | 117.03 | 116.39 | 104.72 | 128.23 | 135.87 | 111.16 | 68.30 | 91.19 | 113.02 | 94.44 | 83.21 | |
| Price/Tangible Book (P/TB) | 98.65 | 110.77 | 100.65 | 97.53 | 117.03 | 116.39 | 104.72 | 128.23 | 135.87 | 111.16 | 68.30 | 91.19 | 113.02 | 94.44 | 83.21 | |
| Price/Sales (P/S) | 182.52 | 196.24 | 196.78 | 239.39 | 293.99 | 315.47 | 311.38 | 374.89 | 374.04 | 304.63 | 379.35 | 316.96 | 338.78 | 256.76 | 147.55 | |
|
Price/Cash Flow (P/CF)
|
-3,239.86 | 628.21 | 384.04 | 558.02 | 498.88 | 869.44 | 980.92 | 1,434.03 | 869.13 | 769.94 | 2,983.12 | 868.17 | 992.01 | 515.74 | 626.85 | |
| Price/Free CF (P/FCF) | -2,394.68 | 737.07 | 403.86 | 580.79 | 1,002.83 | -1,834.61 | 19,190.48 | -45,079.24 | 869.13 | -1,746.73 | 2,083.80 | 975.02 | 1,050.87 | 543.40 | 241.76 | |
| Price/Operating CF (P/OCF) | -3,239.86 | 628.21 | 384.04 | 558.02 | 498.88 | 869.44 | 980.92 | 1,434.03 | 869.13 | 769.94 | 2,983.12 | 868.17 | 992.01 | 515.74 | 626.85 |