Synchrony Financial
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also o…
Financial - Credit Services
US, Stamford [HQ]
SYF/Financial Reporting
Income Statements
13 Sheets · Starting from 2023In Million USD. Margins, Growth Rates In %
| Metric | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 8,706.00 | 10,048.00 | 11,071.00 | 9,230.00 | 9,747.00 | 10,972.00 | 12,367.00 | 13,284.00 | 13,312.00 | 11,162.00 | 10,192.00 | 16,005.00 | 13,627.00 | |
|
EPS
|
2.28 | 2.55 | 2.38 | 2.78 | 2.66 | 2.71 | 2.43 | 3.76 | 5.59 | 2.28 | 7.40 | 6.19 | 5.21 | |
| Diluted in mil. | 2.28 | 2.55 | 2.38 | 2.78 | 2.65 | 2.71 | 2.42 | 3.74 | 5.56 | 2.27 | 7.34 | 6.15 | 5.19 | |
|
Profit
|
8,706.00 | 10,048.00 | 11,071.00 | 9,230.00 | 9,747.00 | 10,972.00 | 12,367.00 | 13,284.00 | 11,445.00 | 9,741.00 | 9,287.00 | 14,635.00 | 10,381.00 | |
| Gross Margin | 100.00 | 100.00 | 100.00 | 127.90 | 128.09 | 126.45 | 123.75 | 100.00 | 85.98 | 87.27 | 91.12 | 91.44 | 76.18 | |
| Pre Tax | 3,010.00 | 3,376.00 | 3,142.00 | 3,386.00 | 3,531.00 | 3,570.00 | 3,324.00 | 3,644.00 | 4,887.00 | 1,797.00 | 5,503.00 | 3,962.00 | 2,904.00 | |
| Profit Margin | 34.57 | 33.60 | 28.38 | 36.68 | 36.23 | 32.54 | 26.88 | 27.43 | 36.71 | 16.10 | 53.99 | 24.75 | 21.31 | |
| ETR | 37.21 | 37.23 | 37.01 | 37.71 | 37.30 | 36.95 | 41.79 | 23.44 | 23.33 | 22.93 | 23.30 | 23.88 | 22.93 | |
| Net | 1,890.00 | 2,119.00 | 1,979.00 | 2,109.00 | 2,214.00 | 2,251.00 | 1,935.00 | 2,790.00 | 3,747.00 | 1,385.00 | 4,221.00 | 3,016.00 | 2,238.00 | |
| Profit Margin | 21.71 | 21.09 | 17.88 | 22.85 | 22.71 | 20.52 | 15.65 | 21.00 | 28.15 | 12.41 | 41.41 | 18.84 | 16.42 | |
| EBITDA | 4,038.00 | 4,204.00 | 3,988.00 | 4,439.00 | 4,840.00 | 5,037.00 | 4,969.00 | 5,816.00 | 5,254.00 | 2,180.00 | 5,893.00 | 5,860.00 | 3,362.00 | |
| EBITDA Margin | 46.38 | 41.84 | 36.02 | 48.09 | 49.66 | 45.91 | 40.18 | 43.78 | 39.47 | 19.53 | 57.82 | 36.61 | 24.67 | |
| Operating Income | 3,942.00 | 4,121.00 | 3,884.00 | 4,308.00 | 4,666.00 | 4,818.00 | 4,715.00 | 5,514.00 | 4,887.00 | 1,797.00 | 5,503.00 | 5,441.00 | 2,904.00 | |
| Operating Margin | 45.28 | 41.01 | 35.08 | 46.67 | 47.87 | 43.91 | 38.13 | 41.51 | 36.71 | 16.10 | 53.99 | 34.00 | 21.31 | |
| Interest Income | 9,141.00 | 10,309.00 | 11,313.00 | 12,242.00 | 13,228.00 | 14,778.00 | 16,407.00 | 17,988.00 | 19,090.00 | 16,067.00 | 15,271.00 | 17,146.00 | 20,710.00 | |
| Loss | -611.00 | -1,156.00 | -1,406.00 | -3,824.00 | -4,001.00 | -4,174.00 | -4,062.00 | -1,144.00 | -1,854.00 | -1,817.00 | -4,689.00 | -1,319.00 | -10,723.00 | |
| Cost of Revenue | - - | - - | - - | - - | - - | - - | - - | - - | -1,867.00 | -1,421.00 | -905.00 | -1,370.00 | -3,246.00 | |
|
Operating Expenses
|
-611.00 | -1,156.00 | -1,406.00 | -1,249.00 | -1,263.00 | -1,272.00 | -1,125.00 | -1,144.00 | -1,854.00 | -1,817.00 | -4,689.00 | -1,319.00 | -10,723.00 | |
| R&D | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| G&A | -596.00 | -620.00 | -698.00 | -866.00 | -1,042.00 | -1,207.00 | -1,314.00 | -1,427.00 | -1,455.00 | -1,380.00 | -1,501.00 | -1,681.00 | -1,884.00 | |
| SG&A | -817.00 | -828.00 | -967.00 | -1,326.00 | -1,475.00 | -1,630.00 | -1,812.00 | -1,955.00 | -2,004.00 | -1,828.00 | -1,987.00 | -2,168.00 | -2,411.00 | |
| S&M | -221.00 | -208.00 | -269.00 | -460.00 | -433.00 | -423.00 | -498.00 | -528.00 | -549.00 | -448.00 | -486.00 | -487.00 | -527.00 | |
| Depreciation and Amortization | -96.00 | -83.00 | -104.00 | -131.00 | -174.00 | -219.00 | -254.00 | -302.00 | -367.00 | -383.00 | -390.00 | -419.00 | -458.00 | |
| Interest Expenses | -932.00 | -745.00 | -742.00 | -922.00 | -1,135.00 | -1,248.00 | -1,391.00 | -1,870.00 | -2,291.00 | -1,665.00 | -1,032.00 | -1,521.00 | -3,711.00 | |
| Other Expenses | -932.00 | -745.00 | -742.00 | -922.00 | -1,135.00 | -1,248.00 | -1,391.00 | -1,870.00 | -4,905.00 | -5,968.00 | -1,192.00 | -1,479.00 | -6,724.00 | |
|
WA Shares Outstanding
|
830.00 | 830.00 | 830.00 | 757.00 | 833.00 | 829.00 | 795.00 | 742.00 | 670.00 | 589.00 | 564.00 | 480.00 | 421.00 | |
| Diluted | 830.00 | 831.00 | 831.00 | 757.00 | 835.00 | 831.00 | 799.00 | 746.00 | 673.00 | 590.00 | 569.00 | 483.00 | 423.00 |