Synchrony Financial
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also o…
Financial - Credit Services
US, Stamford [HQ]
FA
Fundamental Analysis · Most Recent Quarter
A dedicated fundamental analysis might help you to get a quick overview
of the
financial stability. It is important to understand the
FA Algorithm
and the criterias before valuing it as a top-tier resource.
Fundamentals
Valuation
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| EV/EBITDA | -87.08 | 3.43 | 26.57 | |
| Graham Fair Price | 82.92 | 52.10 | 28.48 | |
| PEG | -94.61 | 0.02 | -0.30 | |
| Price/Book | -2.28 | 1.11 | 1.13 | |
| Price/Cash Flow | 10.71 | 7.52 | 6.79 | |
| Prices/Earnings | -63.45 | 3.27 | 8.94 | |
| Price/Sales | -34.07 | 2.83 | 4.30 | |
| Price/FCF | 10.71 | 7.52 | 6.79 | |
| Naive Interpretation | member | |||
01 - Valuation ·
Somewhat Positive
Fundamentals
Profitability
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Gross Profit Margin | 13.66 | 0.84 | 0.74 | |
| Operating Margin | 332.86 | 0.64 | 0.15 | |
| ROA | 184.91 | 0.01 | < 0.005 | |
| ROE | 0.03 | 0.08 | 167.35 | |
| ROIC | 0.01 | 0.08 | 550.53 | |
| Naive Interpretation | member | |||
02 - Profitability ·
Not Interpreted
Fundamentals
Financial Growth
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Debt QOQ | < 0.005 | 0.05 | -80.84 | |
| Dividends QOQ | < 0.005 | < 0.005 | -10.96 | |
| EBIT QOQ | -0.35 | 6.05 | 1614.72 | |
| EPS QOQ | -0.30 | 2.05 | 578.14 | |
| FCF QOQ | -0.07 | -0.03 | 55.20 | |
| Revenue QOQ | -0.32 | 0.63 | 98.72 | |
| Naive Interpretation | member | |||
03 - Financial Growth ·
Positive
Fundamentals
Leverage & Liquidity
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Assets Turnover | n.A. | n.A. | n.A. | |
| Days Inventory Outstanding (DIO) | -7365.68 | -6679.91 | 9.31 | |
| Days Sales Outstanding (DSO) | 2273.17 | 1371.33 | -39.67 | |
| Inventory Turnover | -0.01 | -0.01 | -10.27 | |
| Debt/Capitalization | 0.59 | 0.55 | -6.43 | |
| Quick Ratio | 25.96 | 25.88 | -0.31 | |
| Naive Interpretation | member | |||
04 - Leverage & Liquidity ·
Balanced
Fundamentals
Per Share Metrics
| Metric | Q4 | Q1 | Δ in % | |
|---|---|---|---|---|
| Book Value | 33.75 | 37.76 | 11.87 | |
| Cash | 43.84 | 56.90 | 29.78 | |
| Capex | 0.00 | 0.00 | 0.00 | |
| Free Cash Flow | 5.63 | 5.55 | -1.25 | |
| Revenue | 8.88 | 14.73 | 65.81 | |
| Naive Interpretation | member | |||
05 - Per Share Metrics ·
Positive
Fundamentals
Financial Health
06 - Financial Health ·
Bad