SLM Corporation
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It also offers retail deposit accounts, including certificates of depos…
Financial - Credit Services
US, Newark [HQ]
SLMBP/Financial Reporting
Income Statements
15 Sheets · Starting from 2023In Million USD. Margins, Growth Rates In %
| Metric | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,109.00 | 4,501.00 | 3,355.00 | 3,549.00 | 4,053.00 | 735.00 | 885.00 | 960.00 | 1,126.00 | 1,361.00 | 1,672.00 | 1,811.00 | 2,027.00 | 1,823.00 | 1,809.00 | |
|
EPS
|
0.69 | 1.09 | 1.22 | 1.97 | 3.23 | 0.46 | 0.64 | 0.59 | 0.67 | 1.12 | 1.35 | 2.27 | 3.67 | 1.78 | 2.44 | |
| Diluted in mil. | 0.69 | 1.09 | 1.21 | 1.94 | 3.16 | 0.45 | 0.63 | 0.58 | 0.66 | 1.11 | 1.34 | 2.25 | 3.61 | 1.76 | 2.41 | |
|
Profit
|
1,853.00 | -1,203,200.00 | 2,255.00 | 2,553.00 | 3,011.00 | 460.00 | 535.00 | 777.00 | 919.00 | 1,089.00 | 1,409.00 | 1,577.00 | 1,531.00 | 1,292.00 | 1,235.00 | |
| Gross Margin | 59.62 | -26,728.57 | 67.21 | 71.94 | 74.29 | 62.64 | 60.56 | 81.02 | 81.68 | 80.03 | 84.26 | 87.10 | 75.57 | 70.91 | 68.31 | |
| Pre Tax | 721.00 | 1,090.00 | 927.00 | 1,433.00 | 2,087.00 | 333.00 | 439.00 | 414.00 | 491.00 | 559.00 | 743.00 | 1,154.00 | 1,540.00 | 630.00 | 778.00 | |
| Profit Margin | 23.19 | 24.22 | 27.63 | 40.38 | 51.49 | 45.36 | 49.61 | 43.16 | 43.63 | 41.09 | 44.48 | 63.71 | 75.98 | 34.59 | 43.02 | |
| ETR | 33.06 | 45.20 | 35.38 | 34.68 | 37.18 | 41.94 | 37.53 | 39.60 | 41.21 | 12.85 | 22.25 | 23.68 | 24.65 | 25.64 | 25.30 | |
| Net | 324.00 | 530.00 | 633.00 | 939.00 | 1,418.00 | 194.00 | 274.00 | 250.00 | 288.00 | 487.00 | 578.00 | 880.00 | 1,160.00 | 469.00 | 581.00 | |
| Profit Margin | 10.43 | 11.78 | 18.87 | 26.46 | 34.99 | 26.40 | 30.99 | 26.07 | 25.65 | 35.81 | 34.58 | 48.62 | 57.25 | 25.72 | 32.13 | |
| EBITDA | 3,598.00 | 3,996.00 | 3,386.00 | 3,997.00 | 4,404.00 | 439.00 | 576.00 | 610.00 | 811.00 | 1,095.00 | 758.00 | 1,169.00 | 1,556.00 | 645.00 | 1,399.00 | |
| EBITDA Margin | 115.73 | 88.79 | 100.92 | 112.62 | 108.66 | 59.72 | 65.15 | 63.62 | 72.02 | 80.48 | 45.35 | 64.54 | 76.77 | 35.39 | 77.36 | |
| Operating Income | 482.00 | 597,530.00 | 599.00 | 936.00 | 1,311.00 | 124.00 | 132.00 | 509.00 | 782.00 | 1,081.00 | 743.00 | 1,154.00 | 1,540.00 | 637.00 | 1,399.00 | |
| Operating Margin | 15.52 | 13,273.87 | 17.85 | 26.37 | 32.35 | 16.93 | 15.02 | 53.08 | 69.46 | 79.46 | 44.48 | 63.71 | 75.98 | 34.96 | 77.36 | |
| Interest Income | 4,758.00 | 5,753.00 | 5,930.00 | 5,769.00 | 5,377.00 | 674.00 | 831.00 | 1,077.00 | 1,437.00 | 1,935.00 | 2,331.00 | 2,021.00 | 1,776.00 | 2,031.00 | 2,592.00 | |
| Loss | -4,275.00 | -2,415,404.00 | -2,200.00 | -1,992.00 | -2,084.00 | -549.00 | -698.00 | -567.00 | -654.00 | -1,324.00 | -928.00 | -657.00 | -486.00 | -551.00 | -1,192.00 | |
| Cost of Revenue | -1,255.00 | -1,207,702.00 | -1,100.00 | -996.00 | -1,042.00 | -274.00 | -349.00 | -182.00 | -206.00 | -271.00 | -263.00 | -233.00 | -495.00 | -530.00 | -573.00 | |
|
Operating Expenses
|
-5,273.00 | -5,601.00 | -4,722.00 | -416.00 | -429.00 | -456.00 | -568.00 | -732.00 | -943.00 | -1,324.00 | -928.00 | -657.00 | -486.00 | -551.00 | -619.00 | |
| R&D | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| G&A | -549.00 | -561.00 | -521.00 | -491.00 | -504.00 | -129.00 | -158.00 | -203.00 | -242.00 | -285.00 | -311.00 | -304.00 | -281.00 | -291.00 | -372.00 | |
| SG&A | -549.00 | -561.00 | -521.00 | -491.00 | -504.00 | -129.00 | -158.00 | -203.00 | -242.00 | -285.00 | -311.00 | -304.00 | -281.00 | -291.00 | -372.00 | |
| S&M | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Depreciation and Amortization | - - | -698.00 | -24.00 | -10.00 | -13.00 | -9.00 | -8.00 | -10.00 | -11.00 | -13.00 | -14.00 | -15.00 | -16.00 | -25.00 | -84.00 | |
| Interest Expenses | -3,035.00 | -2,274.00 | -2,401.00 | -2,561.00 | -2,210.00 | -95.00 | -128.00 | -185.00 | -308.00 | -522.00 | -707.00 | -541.00 | -382.00 | -542.00 | -1,030.00 | |
| Other Expenses | -238.00 | -492,769.00 | -328.00 | -497.00 | -776.00 | -209.00 | -306.00 | -95.00 | -290.00 | -522.00 | -516.00 | -95.00 | -777.00 | -6.00 | -621.00 | |
|
WA Shares Outstanding
|
471.00 | 487.00 | 517.00 | 476.00 | 439.00 | 423.00 | 425.00 | 427.00 | 431.00 | 435.00 | 427.00 | 383.00 | 314.00 | 258.00 | 231.00 | |
| Diluted | 472.00 | 488.00 | 523.00 | 482.00 | 449.00 | 432.00 | 432.00 | 432.00 | 438.00 | 439.00 | 430.00 | 387.00 | 319.00 | 261.00 | 234.00 |