Sun Life Financial Inc.
Sun Life Financial Inc., a financial services company, provides insurance, wealth, and asset management solutions to individuals and corporate clients worldwide. It offers term and permanent life, as well as personal health, dental, critical illness, lon…
Insurance - Diversified
CA, Toronto [HQ]
Ratios
15 Sheets · Starting from 2023Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Profit Margin | 2.22 | 6.84 | -0.85 | 9.57 | 7.60 | 7.30 | 11.93 | 9.89 | 8.48 | 10.79 | 7.42 | 6.42 | 12.24 | 13.03 | 10.24 | |
| Operating Margin | 1.72 | 10.13 | -0.91 | 12.86 | 12.19 | 10.51 | 16.71 | 13.16 | 10.54 | 14.13 | 8.14 | 7.56 | 12.76 | 18.58 | 11.65 | |
|
EPS Growth
|
-32.14 | 161.05 | -113.31 | 893.94 | -40.46 | 84.62 | 23.96 | 13.45 | -13.33 | 37.04 | -8.11 | -7.01 | 63.75 | -27.19 | 7.55 | |
| EPS CAD | 95.00 | 248.00 | -33.00 | 262.00 | 156.00 | 288.00 | 357.00 | 405.00 | 351.00 | 481.00 | 442.00 | 411.00 | 673.00 | 490.00 | 527.00 | |
| Return on Assets (ROA) | 0.51 | 1.39 | -0.09 | 0.74 | 0.53 | 0.84 | 0.93 | 1.09 | 0.92 | 1.07 | 0.99 | 0.86 | 1.27 | 0.91 | 1.00 | |
| Return on Equity (ROE) | 3.52 | 9.18 | -1.23 | 10.04 | 6.08 | 9.97 | 10.74 | 12.87 | 11.14 | 12.29 | 12.58 | 11.37 | 16.61 | 11.02 | 14.18 | |
| Return on Invested Capital (ROIC) | 13.09 | 7.74 | -0.27 | 8.24 | 5.89 | 8.28 | 9.71 | 10.43 | 10.14 | 10.42 | 10.72 | 8.87 | 10.69 | 8.89 | 9.11 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 5.71 | 6.74 | 2.90 | 3.23 | 3.74 | 3.17 | 1.99 | 2.96 | 1.81 | 2.46 | 1.37 | 2.13 | 2.96 | 4.05 | 3.98 | |
| Debt/Equity | 39.39 | 44.37 | 40.12 | 43.59 | 42.99 | 37.56 | 22.91 | 34.76 | 21.85 | 28.25 | 17.39 | 28.16 | 38.79 | 48.79 | 56.30 | |
| Debt/EBITDA | -1,056.75 | 175.24 | -1,157.50 | 161.88 | 225.47 | 130.12 | -125.27 | 23.56 | -125.84 | -14.89 | -153.51 | -180.26 | -41.49 | 44.90 | 55.39 | |
|
Debt/Capitalization
|
28.26 | 30.73 | 28.63 | 30.36 | 30.06 | 27.30 | 18.64 | 25.79 | 17.93 | 22.02 | 14.81 | 21.97 | 27.95 | 32.79 | 36.02 | |
| Long-Term Debt/Capitalization | 28.26 | 30.73 | 28.63 | 30.35 | 29.94 | 27.29 | 18.12 | 25.32 | 17.50 | 21.76 | 14.72 | 21.11 | 26.80 | 28.70 | 31.70 | |
| Interest Debt per Share CAD | 12.94 | 15.12 | 11.65 | 12.93 | 12.94 | 12.15 | 8.54 | 12.97 | 8.45 | 11.55 | 7.43 | 12.38 | 17.98 | 23.61 | 23.60 | |
| Debt Growth | -5.51 | 18.76 | -22.53 | 15.69 | 2.18 | -4.99 | -33.13 | 61.01 | -37.95 | 41.39 | -39.70 | 70.63 | 48.14 | 31.20 | -0.86 | |
| Liquidity | ||||||||||||||||
| Current Ratio | - - | 2,181.53 | 6,393.10 | 7,643.52 | 9,194.33 | 6,734.35 | 6,167.60 | 5,838.59 | 8,532.43 | 8,503.02 | 596.53 | 551.37 | 596.19 | 298.84 | 619.95 | |
| Quick Ratio | - - | 858.51 | 465.40 | 407.43 | 673.00 | 403.02 | 500.53 | 390.85 | 652.70 | 536.25 | 744.49 | 654.64 | 778.65 | 335.77 | 619.95 | |
| Cash Ratio | - - | 227.55 | 202.50 | 167.95 | 238.84 | 158.72 | 340.78 | 228.76 | 420.93 | 339.60 | 495.34 | 486.23 | 503.20 | 225.10 | 231.60 | |
| Operating Cash Flow Ratio | - - | 100 | 100 | - - | - - | - - | 100 | 100 | - - | 100 | 100 | 200 | - - | - - | 100 | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Receivables Turnover | - - | 1,621.05 | 1,600.35 | 1,295.87 | 745.91 | 1,485.81 | 1,011.23 | 1,019.74 | 1,396.19 | 1,337.81 | 2,028.58 | 2,391.67 | 1,572.94 | 631.48 | 1,352.78 | |
| Payables Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Asset Turnover
|
22.96 | 20.39 | 10.36 | 7.78 | 6.95 | 11.53 | 7.81 | 11.06 | 10.90 | 9.93 | 13.35 | 13.42 | 10.33 | 7.01 | 9.80 | |
| Fixed Turnover | - - | 15,400.00 | 4,135.71 | 2,640.45 | 2,108.51 | 4,642.16 | 3,030.50 | 4,335.81 | 4,700.96 | 4,347.34 | 2,834.21 | 3,108.82 | 2,730.68 | 1,706.40 | 2,250.59 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 117.62 | 567.27 | -47.47 | 615.26 | 479.04 | 806.25 | 1,000.31 | 1,190.19 | 1,020.46 | 1,251.15 | 969.67 | 922.82 | 1,392.66 | 968.99 | 689.13 | |
| Asset Coverage | 1,700 | 1,400 | 3,400 | 3,000 | 2,600 | 3,100 | 5,100 | 3,300 | 5,600 | 4,000 | 7,200 | 4,600 | 3,300 | 2,400 | 2,400 | |
| Cash Flow Coverage (CFGR) | 51.73 | 35.16 | 43.00 | 10.25 | 8.40 | 25.45 | 90.93 | 48.06 | 40.69 | 57.26 | 62.61 | 105.27 | -18.19 | 32.19 | 42.27 | |
| EBITDA Coverage | 100 | 500 | - - | 600 | 500 | 800 | 1,000 | 1,200 | 1,000 | 1,300 | 1,000 | 1,000 | 1,500 | 1,000 | 600 | |
| Dividend Coverage | - - | -200 | - - | -200 | -100 | -200 | -200 | -200 | -200 | -200 | -200 | -200 | -300 | -100 | -100 | |
| Time Interest Earned (TIE) | -100 | -100 | - - | -100 | -100 | -100 | -100 | -100 | -100 | -100 | -100 | -100 | -100 | -100 | -100 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | 5.59 | 3.73 | 6.20 | 4.47 | 3.52 | 3.46 | 3.49 | 3.40 | 3.63 | 4.47 | 3.77 | 4.10 | 3.46 | 4.54 | 4.68 | |
| Earnings Yield | 3.64 | 9.91 | -1.76 | 10.74 | 4.65 | 7.36 | 8.71 | 8.93 | 7.82 | 10.62 | 8.41 | 8.38 | 10.59 | 8.21 | 8.31 | |
|
Price/Earnings (P/E)
|
2,750.20 | 1,009.26 | -5,673.23 | 931.01 | 2,151.21 | 1,359.57 | 1,147.93 | 1,119.34 | 1,279.45 | 941.89 | 1,189.40 | 1,193.00 | 943.98 | 1,218.11 | 1,203.53 | |
| Price/Earnings Growth (PEG) | -85.56 | 6.27 | 50.07 | -1.04 | -53.17 | 16.07 | 47.91 | 83.25 | -95.96 | 25.43 | -146.69 | -170.10 | 14.81 | -44.80 | 159.39 | |
|
Price/Book (P/B)
|
96.81 | 92.63 | 69.61 | 93.43 | 130.78 | 135.58 | 123.27 | 144.07 | 142.56 | 115.78 | 149.60 | 135.59 | 156.77 | 134.19 | 170.61 | |
| Price/Tangible Book (P/TB) | 96.81 | 92.63 | 69.61 | 93.43 | 130.78 | 135.58 | 123.27 | 144.07 | 142.56 | 115.78 | 149.60 | 135.59 | 156.77 | 134.19 | 170.61 | |
| Price/Sales (P/S) | 61.14 | 69.02 | 48.49 | 89.13 | 163.58 | 99.31 | 136.98 | 110.71 | 108.47 | 101.67 | 88.22 | 76.56 | 115.58 | 158.73 | 123.21 | |
|
Price/Cash Flow (P/CF)
|
475.16 | 593.79 | 403.44 | 2,092.29 | 3,619.65 | 1,418.36 | 591.85 | 862.40 | 1,603.82 | 715.87 | 1,374.32 | 457.43 | -2,221.44 | 854.46 | 716.93 | |
| Price/Free CF (P/FCF) | 498.19 | 593.79 | 422.10 | 2,760.20 | 4,052.72 | 1,418.36 | 606.25 | 894.34 | 1,765.81 | 732.10 | 1,438.72 | 467.61 | -2,128.59 | 460.56 | 739.59 | |
| Price/Operating CF (P/OCF) | 475.16 | 593.79 | 403.44 | 2,092.29 | 3,619.65 | 1,418.36 | 591.85 | 862.40 | 1,603.82 | 715.87 | 1,374.32 | 457.43 | -2,221.44 | 854.46 | 716.93 |