Reinsurance Group of America, Incorporated
Reinsurance Group of America, Incorporated engages in reinsurance business. It offers individual and group life and health insurance products, such as term life, credit life, universal life, whole life, group life and health, joint and last survivor insu…
Insurance - Reinsurance
US, Chesterfield [HQ]
Ratios
15 Sheets · Starting from 2023Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 96.56 | 100.00 | 95.25 | 100.00 | 100.00 | 100.00 | 99.99 | 99.99 | 99.99 | 99.99 | 93.93 | 94.41 | 94.38 | 93.79 | 94.14 | |
| Profit Margin | 5.76 | 6.95 | 6.79 | 6.42 | 4.06 | 6.27 | 4.82 | 6.09 | 14.56 | 5.56 | 6.08 | 2.84 | 3.70 | 3.18 | 4.86 | |
| Operating Margin | 2.66 | 0.01 | 10.61 | 0.01 | 7.36 | 10.14 | 8.52 | 10.26 | 10.30 | 7.71 | 5.17 | 1.32 | 1.46 | 5.78 | -0.04 | |
|
EPS Growth
|
95.42 | 38.56 | 5.98 | 5.15 | -32.09 | 69.76 | -23.58 | 44.50 | 159.21 | -60.26 | 23.49 | -54.25 | 43.31 | -15.06 | 75.94 | |
| EPS USD | 555.00 | 769.00 | 815.00 | 857.00 | 582.00 | 988.00 | 755.00 | 1,091.00 | 2,828.00 | 1,124.00 | 1,388.00 | 635.00 | 910.00 | 773.00 | 1,360.00 | |
| Return on Assets (ROA) | 1.61 | 1.98 | 1.87 | 1.57 | 1.06 | 1.53 | 1.00 | 1.32 | 3.01 | 1.11 | 1.13 | 0.49 | 0.67 | 0.61 | 0.98 | |
| Return on Equity (ROE) | 10.52 | 11.40 | 9.77 | 9.14 | 7.06 | 9.74 | 8.18 | 9.89 | 19.04 | 8.47 | 7.50 | 2.89 | 4.74 | 12.47 | 9.93 | |
| Return on Invested Capital (ROIC) | 0.95 | - - | 4.06 | - - | 5.80 | 7.41 | 6.41 | 7.01 | 15.64 | 6.82 | 3.75 | 0.77 | 1.26 | 8.34 | -0.04 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 38.54 | 33.84 | 32.59 | 8.83 | 6.80 | 6.93 | 6.35 | 7.97 | 5.90 | 5.99 | 4.66 | 5.15 | 4.61 | 5.15 | 4.80 | |
| Debt/Equity | 251.61 | 195.24 | 170.46 | 51.57 | 45.47 | 44.10 | 52.10 | 59.63 | 37.33 | 45.79 | 30.85 | 30.39 | 32.63 | 105.21 | 48.75 | |
| Debt/EBITDA | 1,392.16 | 982.11 | 1,013.68 | 117.84 | 233.75 | 131.31 | 188.30 | 225.80 | 169.09 | 152.18 | 269.96 | 228.51 | 313.24 | 146.63 | -20,814.29 | |
|
Debt/Capitalization
|
71.56 | 66.13 | 63.03 | 34.03 | 31.26 | 30.60 | 34.26 | 37.35 | 27.18 | 31.41 | 23.58 | 23.30 | 24.60 | 51.27 | 32.77 | |
| Long-Term Debt/Capitalization | 71.56 | 65.67 | 63.03 | 26.31 | 31.26 | 30.60 | 34.26 | 35.65 | 27.18 | 29.11 | 23.58 | 21.63 | 22.82 | 48.87 | 32.77 | |
| Interest Debt per Share USD | 133.68 | 132.97 | 143.56 | 49.76 | 39.26 | 46.12 | 50.18 | 67.94 | 57.71 | 63.06 | 59.86 | 69.28 | 64.51 | 67.94 | 70.65 | |
| Debt Growth | 959.86 | 1.12 | 6.30 | -76.42 | 9.40 | 14.74 | 3.22 | 22.92 | -9.09 | -2.87 | 3.15 | 10.67 | -2.88 | 13.36 | 1.51 | |
| Liquidity | ||||||||||||||||
| Current Ratio | 3.30 | 105.65 | 109.09 | 76.01 | 72.16 | 111.70 | 106.80 | 110.25 | 112.70 | 107.43 | 10,139.68 | 16,048.75 | 11,297.23 | 13,957.00 | -208.65 | |
| Quick Ratio | 7.74 | 7.36 | 8.83 | 83.32 | 79.16 | 84.87 | 83.22 | 85.53 | 90.07 | 87.05 | 10,139.68 | 16,048.75 | 11,297.23 | 15,364.25 | -235.37 | |
| Cash Ratio | 2.67 | 2.11 | 4.03 | 4.07 | 2.98 | 4.76 | 3.72 | 2.85 | 2.75 | 3.59 | 260.14 | 852.00 | 480.91 | 731.75 | -68.35 | |
| Operating Cash Flow Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | 400 | 800 | 600 | 300 | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | -13.94 | -9.77 | -11.55 | - - | -6.22 | |
| Receivables Turnover | 831.30 | 796.17 | 833.31 | 497.77 | 507.28 | 517.78 | 427.79 | 440.64 | 401.08 | 341.04 | 372.01 | 381.60 | 304.65 | 296.95 | 340.99 | |
| Payables Turnover | 227.65 | 0.27 | 354.72 | - - | - - | - - | - - | 0.17 | 0.15 | 0.16 | 155.84 | 136.46 | 152.69 | 139.17 | 98.73 | |
|
Asset Turnover
|
27.99 | 28.41 | 27.50 | 24.38 | 26.01 | 24.41 | 20.68 | 21.70 | 20.68 | 19.93 | 18.64 | 17.24 | 18.07 | 19.19 | 20.15 | |
| Fixed Turnover | - - | - - | - - | -464.08 | -561.52 | 4,896.36 | 4,744.16 | 5,196.89 | 5,301.05 | 5,177.19 | 5,860.66 | 5,613.85 | 6,169.63 | 6,021.48 | 4,465.63 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 268.54 | 0.63 | 912.93 | 0.60 | 611.04 | 1,142.95 | 621.34 | 858.55 | 882.62 | 674.00 | 427.75 | 113.53 | 192.13 | 510.87 | -2.72 | |
| Asset Coverage | - - | - - | - - | 400 | 300 | 300 | 200 | 200 | 300 | 300 | 2,100 | 2,100 | 2,300 | 1,900 | 2,100 | |
| Cash Flow Coverage (CFGR) | 14.02 | 18.73 | 12.52 | 55.41 | 63.99 | 75.43 | 65.34 | 34.66 | 55.49 | 40.86 | 64.46 | 76.18 | 98.47 | 30.80 | 91.35 | |
| EBITDA Coverage | 900 | 1,000 | 900 | 900 | 600 | 1,100 | 600 | 800 | 900 | 700 | 400 | 100 | 200 | 500 | - - | |
| Dividend Coverage | -1,500 | -1,600 | -1,300 | -1,000 | -500 | -700 | -500 | -600 | -1,500 | -500 | -500 | -200 | -300 | -200 | -400 | |
| Time Interest Earned (TIE) | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | 100 | - - | - - | - - | 1,500 | 700 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | 0.75 | 0.88 | 1.15 | 1.57 | 1.39 | 1.44 | 1.64 | 1.24 | 1.17 | 1.57 | 1.59 | 2.40 | 2.61 | 2.16 | 2.04 | |
| Earnings Yield | 11.65 | 14.32 | 15.60 | 16.01 | 7.52 | 11.27 | 8.82 | 8.67 | 18.14 | 8.01 | 8.51 | 5.48 | 8.31 | 5.44 | 8.41 | |
|
Price/Earnings (P/E)
|
858.30 | 698.43 | 641.22 | 624.54 | 1,329.18 | 887.00 | 1,133.81 | 1,152.99 | 551.32 | 1,247.85 | 1,174.86 | 1,826.47 | 1,203.15 | 1,838.65 | 1,189.14 | |
| Price/Earnings Growth (PEG) | 8.99 | 18.11 | 107.19 | 121.19 | -41.42 | 12.72 | -48.08 | 25.91 | 3.46 | -20.71 | 50.02 | -33.67 | 27.78 | -122.13 | 15.66 | |
|
Price/Book (P/B)
|
90.33 | 79.59 | 62.65 | 57.11 | 93.79 | 86.39 | 92.80 | 114.02 | 104.98 | 105.70 | 88.11 | 52.81 | 57.04 | 229.33 | 118.11 | |
| Price/Tangible Book (P/TB) | 90.33 | 79.59 | 62.65 | 57.11 | 93.79 | 86.39 | 92.80 | 114.02 | 104.98 | 105.70 | 88.11 | 52.81 | 57.04 | 229.33 | 118.11 | |
| Price/Sales (P/S) | 49.44 | 48.56 | 43.55 | 40.10 | 53.95 | 55.64 | 54.65 | 70.20 | 80.27 | 69.38 | 71.48 | 51.93 | 44.56 | 58.47 | 57.74 | |
|
Price/Cash Flow (P/CF)
|
256.12 | 217.71 | 293.61 | 199.87 | 322.33 | 259.72 | 272.60 | 551.78 | 506.79 | 564.96 | 443.05 | 228.17 | 177.51 | 707.80 | 265.23 | |
| Price/Free CF (P/FCF) | 256.12 | 217.71 | 293.61 | 199.87 | 322.36 | 269.93 | 275.71 | 569.12 | 518.35 | 575.47 | 449.68 | 230.11 | 178.32 | 721.23 | 260.28 | |
| Price/Operating CF (P/OCF) | 256.12 | 217.71 | 293.61 | 199.87 | 322.33 | 259.72 | 272.60 | 551.78 | 506.79 | 564.96 | 443.05 | 228.17 | 177.51 | 707.80 | 265.23 |