Navient Corporation
Navient Corporation provides education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels in the United States. It operates through three segments: Federal Education…
Financial - Credit Services
US, Wilmington [HQ]
NAVI/Financial Reporting
Income Statements
12 Sheets · Starting from 2023In Million USD. Margins, Growth Rates In %
| Metric | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,307.00 | 4,011.00 | 3,574.00 | 3,102.00 | 2,523.00 | 2,211.00 | 1,923.00 | 1,996.00 | 1,688.00 | 2,211.00 | 1,737.00 | 4,825.00 | |
|
EPS
|
1.93 | 3.18 | 2.74 | 2.66 | 2.15 | 1.06 | 1.52 | 2.60 | 2.13 | 4.22 | 4.54 | 1.87 | |
| Diluted in mil. | 1.90 | 3.12 | 2.69 | 2.61 | 2.12 | 1.04 | 1.50 | 2.56 | 2.11 | 4.17 | 4.48 | 1.85 | |
|
Profit
|
3,307.00 | 4,011.00 | 2,587.00 | 2,184.00 | 1,572.00 | 1,245.00 | 939.00 | 1,012.00 | 724.00 | 1,004.00 | 1,184.00 | 4,025.00 | |
| Gross Margin | 100.00 | 100.00 | 72.38 | 70.41 | 62.31 | 56.31 | 48.83 | 50.70 | 42.89 | 45.41 | 68.16 | 83.42 | |
| Pre Tax | 1,437.00 | 2,087.00 | 1,837.00 | 1,600.00 | 1,108.00 | 764.00 | 528.00 | 763.00 | 532.00 | 936.00 | 827.00 | 313.00 | |
| Profit Margin | 43.45 | 52.03 | 51.40 | 51.58 | 43.92 | 34.55 | 27.46 | 38.23 | 31.52 | 42.33 | 47.61 | 6.49 | |
| ETR | 34.66 | 37.18 | 37.45 | 37.75 | 38.54 | 61.78 | 25.19 | 21.76 | 22.56 | 23.40 | 22.01 | 27.16 | |
| Net | 939.00 | 1,418.00 | 1,149.00 | 997.00 | 681.00 | 292.00 | 395.00 | 597.00 | 412.00 | 717.00 | 645.00 | 228.00 | |
| Profit Margin | 28.39 | 35.35 | 32.15 | 32.14 | 26.99 | 13.21 | 20.54 | 29.91 | 24.41 | 32.43 | 37.13 | 4.73 | |
| EBITDA | 3,998.00 | 4,417.00 | 3,900.00 | 3,687.00 | 3,578.00 | 3,758.00 | 4,227.00 | 788.00 | 553.00 | 936.00 | 2,929.00 | 3,864.00 | |
| EBITDA Margin | 120.90 | 110.12 | 109.12 | 118.86 | 141.82 | 169.97 | 219.81 | 39.48 | 32.76 | 42.33 | 168.62 | 80.08 | |
| Operating Income | 3,998.00 | 4,404.00 | 1,149.00 | 996.00 | 681.00 | 292.00 | 4,196.00 | 763.00 | 532.00 | 936.00 | 2,929.00 | 3,864.00 | |
| Operating Margin | 120.90 | 109.80 | 32.15 | 32.11 | 26.99 | 13.21 | 218.20 | 38.23 | 31.52 | 42.33 | 168.62 | 80.08 | |
| Interest Income | 5,769.00 | 5,377.00 | 4,730.00 | 4,295.00 | 4,146.00 | 4,383.00 | 4,908.00 | 4,673.00 | 3,298.00 | 2,648.00 | 3,223.00 | 4,419.00 | |
| Loss | -691.00 | -393.00 | -1,974.00 | -1,836.00 | -1,902.00 | -1,932.00 | -2,273.00 | -1,233.00 | -1,156.00 | -1,275.00 | -1,192.00 | -961.00 | |
| Cost of Revenue | - - | - - | -987.00 | -918.00 | -951.00 | -966.00 | -984.00 | -984.00 | -964.00 | -1,207.00 | -553.00 | -800.00 | |
|
Operating Expenses
|
-691.00 | -393.00 | -987.00 | -918.00 | -951.00 | -966.00 | -2,273.00 | -1,233.00 | -1,156.00 | -1,275.00 | -1,192.00 | -38.00 | |
| R&D | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| G&A | -457.00 | -504.00 | -458.00 | -467.00 | -500.00 | -519.00 | -507.00 | -488.00 | -497.00 | -569.00 | -444.00 | -401.00 | |
| SG&A | -457.00 | -504.00 | -458.00 | -467.00 | -500.00 | -519.00 | -507.00 | -488.00 | -497.00 | -569.00 | -444.00 | -401.00 | |
| S&M | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Depreciation and Amortization | -18.00 | -13.00 | -9.00 | -12.00 | -36.00 | -23.00 | -47.00 | -30.00 | -22.00 | -30.00 | -19.00 | -10.00 | |
| Interest Expenses | -2,561.00 | -2,210.00 | -2,063.00 | -2,074.00 | -2,441.00 | -2,971.00 | -3,668.00 | -3,488.00 | -2,046.00 | -1,316.00 | -2,102.00 | -3,511.00 | |
| Other Expenses | -2,561.00 | -2,317.00 | -688.00 | -604.00 | -427.00 | -472.00 | -3,668.00 | -1,942.00 | -838.00 | -702.00 | -2,102.00 | -3,551.00 | |
|
WA Shares Outstanding
|
476.00 | 440.00 | 417.00 | 374.00 | 316.00 | 275.00 | 259.00 | 230.00 | 193.00 | 170.00 | 142.00 | 122.00 | |
| Diluted | 483.00 | 449.00 | 425.00 | 382.00 | 322.00 | 281.00 | 264.00 | 233.00 | 195.00 | 172.00 | 144.00 | 123.00 |