Lloyds Banking Group plc Profile Avatar - Palmy Investing

Lloyds Banking Group plc

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial services in the United Kingdom. It operates through three segments: Retail; Commercial Banking;
Banks - Regional
GB, London [HQ]

Ratios

15 Sheets · Starting from 2023
Margins, Growth Rates In %
Ratio 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Profitability
Gross Margin
63.14 80.18 76.99 99.86 99.76 99.75 100.01 98.97 99.94 100.03 100.00 100.00 100.00 100.00 100.00
Profit Margin
7.96 -1.03 -10.39 -6.97 -4.62 8.68 4.94 14.43 18.56 23.17 15.97 8.71 35.43 23,734.78 28.42
Operating Margin
56.67 44.67 49.24 67.42 78.34 62.84 45.04 68.66 55.18 47.48 23.54 7.65 41.66 45,739.13 38.75
EPS Growth
-46.43 -106.40 -747.92 49.88 42.16 244.07 -52.94 262.50 51.72 36.59 -31.12 -71.01 525.00 4.40 -3.07
Return on Assets (ROA)
0.28 -0.03 -0.29 -0.15 -0.10 0.17 0.11 0.30 0.43 0.54 0.35 0.15 0.65 0.62 0.62
Return on Equity (ROE)
6.53 -0.69 -6.07 -3.24 -2.15 2.90 1.85 4.99 7.07 8.62 6.14 2.68 10.93 11.55 11.58
Return on Invested Capital (ROIC)
18.19 -4.05 3.79 17.15 -17.91 5.76 3.00 4.71 4.96 4.10 1.82 0.87 4.22 6.40 3.89
Solvency
Equity Ratio
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Debt/Assets
26.31 26.92 22.80 15.76 13.49 11.96 13.06 11.76 11.13 13.64 13.77 11.67 9.55 9.63 10.63
Debt/Equity
624.44 579.61 481.91 331.10 293.00 210.05 226.17 198.75 184.79 217.98 241.20 206.69 159.99 178.84 198.60
Debt/EBITDA
1,012.32 1,400.38 1,044.16 402.51 392.19 416.17 464.54 346.15 245.84 476.95 851.64 722.60 84.07 -54.82 141.51
Debt/Capitalization
86.20 85.29 82.82 76.80 74.55 67.75 69.34 66.53 64.89 68.55 70.69 67.39 61.54 64.14 66.51
Interest Debt per Share GBP
7.68 4.23 3.43 2.29 1.83 1.55 1.57 1.45 1.33 1.56 1.72 1.49 1.25 1.27 1.65
Debt Growth
190.69 -1.21 -17.11 -34.17 -21.59 -10.47 3.02 -8.75 -6.00 20.42 5.51 -11.46 -16.72 -0.13 10.79
Liquidity
Current Ratio
- - - - - - - - 668.40 - - - - - - - - - - - - - - - - - - - -
Quick Ratio
- - - - - - - - 668.40 - - - - - - - - - - - - - - - - - - - -
Cash Ratio
- - - - - - - - 658.93 - - - - - - - - - - - - - - - - - - - -
Operating Cash Flow Ratio
- - - - - - - - -200 - - - - - - - - - - - - - - - - - - - -
Turnover
Inventory Turnover
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Receivables Turnover
5,223.38 4,979.23 6,177.88 882.63 2,476.91 2,385.92 2,580.59 2,342.44 3,094.19 2,478.77 - - - - - - - - - -
Payables Turnover
- - - - - - - - 0.56 - - - - - - - - - - - - - - - - - - - -
Asset Turnover
3.46 3.12 2.76 2.21 2.14 1.90 2.16 2.05 2.29 2.33 2.20 1.74 1.84 - - 2.18
Coverage
Interest Coverage
104.77 82.25 96.95 95.48 102.74 119.59 124.58 156.32 201.79 298.51 64.54 32.53 174.74 285.25 50.46
Asset Coverage
300 300 400 600 700 800 700 800 800 700 700 800 1,000 1,000 900
Cash Flow Coverage (CFGR)
-12.48 -0.76 8.99 2.09 -13.60 10.12 15.54 2.16 -3.54 -10.21 9.83 26.73 7.82 26.03 7.27
EBITDA Coverage
100 - - 100 100 100 100 100 100 200 300 100 100 200 300 - -
Dividend Coverage
-2,400 600 - - - - - - -400 - - -100 -100 -100 -100 -200 -600 -300 -300
Time Interest Earned (TIE)
- - - - - - 100 100 100 100 100 100 100 100 100 100 - - 100
Market Prospects
Dividend Yield
0.27 0.06 - - - - - - 0.34 1.37 3.45 3.58 4.74 4.31 0.84 1.63 2.79 3.30
Earnings Yield
6.53 -0.42 -3.54 -1.78 -1.04 1.69 1.11 4.13 5.42 9.10 5.46 2.46 10.73 10.31 10.92
Price/Earnings (P/E)
1,532.55 -24,120.17 -2,825.28 -5,628.39 -9,583.33 5,917.20 9,049.89 2,420.72 1,846.16 1,099.55 1,833.26 4,071.36 932.09 970.11 915.53
Price/Book (P/B)
100.11 167.57 171.47 182.54 205.98 171.60 167.05 120.75 130.50 94.75 112.65 109.10 101.88 112.02 105.99
Price/Sales (P/S)
121.98 249.62 293.68 392.23 442.93 513.46 446.81 349.25 342.63 254.78 292.73 354.76 330.26 230,253.57 260.15
Price/Cash Flow (P/CF)
-128.43 -3,789.13 395.82 2,634.21 -517.08 807.02 475.38 2,816.39 -1,997.56 -425.88 475.34 197.49 814.26 240.60 734.03