Humana Inc.
Humana Inc., together with its subsidiaries, operates as a health and well-being company in the United States. It operates through three segments: Retail, Group and Specialty, and Healthcare Services. The company offers medical and supplemental benefit p…
Medical - Healthcare Plans
US, Louisville [HQ]
Ratios
15 Sheets · Starting from 2023Margins, Growth Rates In %
| Ratio | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||
| Gross Margin | 100.00 | 100.00 | 85.35 | 85.10 | 84.62 | 84.25 | 86.52 | 86.62 | 87.79 | 86.78 | 88.63 | 86.97 | 87.82 | 86.36 | 87.61 | |
| Profit Margin | 3.36 | 3.25 | 3.85 | 3.12 | 2.98 | 2.36 | 2.35 | 1.13 | 4.55 | 2.96 | 4.17 | 4.36 | 3.53 | 3.02 | 2.34 | |
| Operating Margin | 5.52 | 5.48 | 6.36 | 5.15 | 4.99 | 4.87 | 4.82 | 3.20 | 7.93 | 4.03 | 5.35 | 6.06 | 4.11 | 4.27 | 3.77 | |
|
EPS Growth
|
60.47 | 5.48 | 30.99 | -11.89 | 3.31 | -4.74 | 14.79 | -51.87 | 312.17 | -27.75 | 64.95 | 26.15 | -10.52 | -2.59 | -9.51 | |
| EPS USD | 621.00 | 655.00 | 858.00 | 756.00 | 781.00 | 744.00 | 854.00 | 411.00 | 1,694.00 | 1,224.00 | 2,019.00 | 2,547.00 | 2,279.00 | 2,220.00 | 2,009.00 | |
| Return on Assets (ROA) | 7.35 | 6.83 | 8.01 | 6.12 | 5.94 | 4.89 | 5.16 | 2.42 | 9.01 | 6.62 | 9.31 | 9.63 | 6.61 | 6.52 | 5.31 | |
| Return on Equity (ROE) | 18.00 | 15.88 | 17.60 | 13.81 | 13.21 | 11.89 | 12.33 | 5.75 | 24.87 | 16.56 | 22.49 | 24.53 | 18.24 | 18.33 | 15.31 | |
| Return on Invested Capital (ROIC) | 14.16 | 12.95 | 14.84 | 10.94 | 10.72 | 9.04 | 9.30 | 4.60 | 17.42 | 11.33 | 15.08 | 16.16 | 10.12 | 11.68 | 10.76 | |
| Solvency | ||||||||||||||||
| Equity Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Debt/Assets | 14.50 | 12.91 | 11.10 | 14.69 | 14.48 | 17.72 | 17.90 | 16.95 | 18.62 | 24.55 | 20.26 | 19.96 | 28.91 | 26.53 | 25.22 | |
| Debt/Equity | 35.54 | 30.02 | 24.37 | 33.18 | 32.24 | 43.12 | 42.73 | 40.28 | 51.42 | 61.41 | 48.94 | 50.85 | 79.73 | 74.61 | 72.72 | |
| Debt/EBITDA | 22.42 | 19.13 | 22.21 | 69.20 | 74.99 | 79.12 | 60.38 | 19.36 | 21.47 | 137.90 | 45.41 | 43.61 | 228.18 | 132.18 | 164.78 | |
|
Debt/Capitalization
|
26.22 | 23.09 | 19.60 | 24.91 | 24.38 | 30.13 | 29.94 | 28.71 | 33.96 | 38.05 | 32.86 | 33.71 | 44.36 | 42.73 | 42.10 | |
| Long-Term Debt/Capitalization | 22.51 | 19.42 | 17.06 | 22.79 | 21.82 | 28.39 | 26.97 | 26.19 | 32.64 | 30.10 | 29.21 | 30.62 | 39.60 | 37.11 | 38.58 | |
| Interest Debt per Share USD | 12.90 | 13.01 | 12.54 | 18.83 | 19.96 | 28.22 | 30.83 | 30.08 | 36.70 | 46.97 | 45.75 | 54.94 | 102.15 | 93.54 | 99.45 | |
| Debt Growth | -5.04 | 1.25 | -5.45 | 49.36 | 2.32 | 38.50 | 6.30 | -2.65 | 17.59 | 23.30 | -5.59 | 18.49 | 83.67 | -10.89 | 7.40 | |
| Liquidity | ||||||||||||||||
| Current Ratio | 171.39 | 134.99 | 140.01 | 137.43 | 139.47 | 147.19 | 149.09 | 148.27 | 138.48 | 133.67 | 147.70 | 140.45 | 122.06 | 152.42 | 158.89 | |
| Quick Ratio | 128.78 | 126.56 | 127.15 | 117.83 | 115.41 | 107.06 | 104.37 | 116.79 | 115.02 | 133.67 | 147.70 | 140.45 | 122.06 | 120.01 | 123.75 | |
| Cash Ratio | 24.09 | 22.28 | 17.24 | 15.33 | 12.90 | 19.36 | 24.40 | 35.51 | 32.17 | 23.40 | 37.23 | 35.74 | 22.52 | 29.46 | 24.87 | |
| Operating Cash Flow Ratio | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| Turnover | ||||||||||||||||
| Inventory Turnover | - - | - - | - - | - - | - - | - - | - - | - - | - - | -211.14 | -193.93 | -190.52 | -155.88 | - - | -56.47 | |
| Receivables Turnover | 3,759.07 | 3,531.55 | 3,562.09 | 5,337.79 | 4,348.74 | 4,152.40 | 4,676.06 | 4,248.36 | 6,295.90 | 5,607.09 | 6,144.70 | 6,779.88 | 4,579.05 | 5,547.79 | 5,230.47 | |
| Payables Turnover | - - | - - | 302.58 | 75.92 | 80.23 | 84.79 | 78.36 | 73.77 | 56.32 | 92.35 | 74.08 | 82.69 | 79.10 | 87.37 | 200.76 | |
|
Asset Turnover
|
218.75 | 210.32 | 208.00 | 195.84 | 199.24 | 206.68 | 219.75 | 214.12 | 197.83 | 223.95 | 223.18 | 220.64 | 187.32 | 215.70 | 226.99 | |
| Fixed Turnover | 4,558.75 | 4,153.89 | 4,038.60 | 3,563.39 | 3,391.87 | 3,417.90 | 3,922.62 | 3,613.22 | 3,394.38 | 3,280.23 | 3,319.08 | 3,254.11 | 2,703.03 | 2,883.27 | 3,006.78 | |
| Coverage | ||||||||||||||||
| Interest Coverage | 1,613.34 | 1,765.30 | 2,150.46 | 1,920.00 | 1,472.14 | 1,230.21 | 1,406.99 | 921.16 | 1,761.16 | 1,051.38 | 1,433.88 | 1,651.59 | 1,048.47 | 989.78 | 814.00 | |
| Asset Coverage | 300 | 400 | 500 | 300 | 300 | 300 | 300 | 300 | 200 | 200 | 300 | 300 | 200 | 200 | 200 | |
| Cash Flow Coverage (CFGR) | 69.26 | 107.87 | 105.80 | 65.52 | 57.14 | 38.90 | 19.63 | 44.98 | 80.04 | 34.82 | 89.70 | 80.79 | 17.64 | 40.15 | 33.67 | |
| EBITDA Coverage | 1,800 | 2,000 | 2,400 | 2,200 | 1,700 | 1,400 | 1,600 | 1,100 | 1,900 | 1,200 | 1,600 | 1,800 | 1,200 | 1,200 | 900 | |
| Dividend Coverage | - - | - - | -1,700 | -700 | -700 | -600 | -700 | -300 | -1,100 | -600 | -900 | -1,000 | -800 | -700 | -500 | |
| Time Interest Earned (TIE) | 100 | 100 | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | 600 | |
| Market Prospects | ||||||||||||||||
| Dividend Yield | - - | - - | 0.57 | 1.49 | 1.03 | 0.78 | 0.64 | 0.58 | 0.61 | 0.67 | 0.59 | 0.60 | 0.59 | 0.61 | 0.76 | |
| Earnings Yield | 14.15 | 11.97 | 9.79 | 11.03 | 7.57 | 5.18 | 4.78 | 2.02 | 6.83 | 4.27 | 5.51 | 6.21 | 4.91 | 4.33 | 4.39 | |
|
Price/Earnings (P/E)
|
706.53 | 835.41 | 1,021.27 | 906.93 | 1,320.67 | 1,930.77 | 2,090.85 | 4,963.68 | 1,464.23 | 2,340.28 | 1,815.07 | 1,610.85 | 2,035.23 | 2,307.57 | 2,278.31 | |
| Price/Earnings Growth (PEG) | 11.68 | 152.58 | 32.95 | -76.29 | 399.37 | -407.55 | 141.42 | -95.69 | 4.69 | -84.35 | 27.95 | 61.60 | -193.42 | -891.35 | -239.71 | |
|
Price/Book (P/B)
|
127.17 | 132.64 | 179.73 | 125.27 | 174.51 | 229.59 | 257.87 | 285.23 | 364.20 | 387.63 | 408.19 | 395.09 | 371.23 | 422.90 | 348.71 | |
| Price/Tangible Book (P/TB) | 127.17 | 132.64 | 179.73 | 125.27 | 174.51 | 229.59 | 257.87 | 285.23 | 364.20 | 387.63 | 408.19 | 395.09 | 371.23 | 422.90 | 348.71 | |
| Price/Sales (P/S) | 23.73 | 27.12 | 39.35 | 28.33 | 39.35 | 45.66 | 49.14 | 56.05 | 66.67 | 69.21 | 75.72 | 70.30 | 71.86 | 69.72 | 53.28 | |
|
Price/Cash Flow (P/CF)
|
516.72 | 409.69 | 697.06 | 576.32 | 947.40 | 1,368.72 | 3,073.64 | 1,574.22 | 884.83 | 1,812.56 | 929.86 | 961.82 | 2,638.96 | 1,411.61 | 1,424.44 | |
| Price/Free CF (P/FCF) | 594.24 | 454.79 | 831.43 | 732.49 | 1,271.11 | 2,031.73 | 7,733.10 | 2,163.02 | 1,016.86 | 2,523.19 | 1,080.34 | 1,160.16 | 6,310.07 | 1,867.62 | 1,904.84 | |
| Price/Operating CF (P/OCF) | 516.72 | 409.69 | 697.06 | 576.32 | 947.40 | 1,368.72 | 3,073.64 | 1,574.22 | 884.83 | 1,812.56 | 929.86 | 961.82 | 2,638.96 | 1,411.61 | 1,424.44 |