Discover Financial Services
Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discov…
Financial - Credit Services
US, Riverwoods [HQ]
DFS/Financial Reporting
Income Statements
16 Sheets · Starting from NoneIn Million USD. Margins, Growth Rates In %
| Metric | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6,861.00 | 6,658.00 | 7,065.00 | 7,690.00 | 8,224.00 | 8,477.00 | 8,739.00 | 9,099.00 | 9,897.00 | 10,709.00 | 11,459.00 | 11,088.00 | 12,087.00 | 13,337.00 | 20,606.00 | - - | |
|
EPS
|
2.39 | 1.23 | 4.06 | 4.51 | 4.97 | 4.91 | 5.14 | 5.77 | 5.43 | 7.97 | 9.09 | 3.60 | 17.84 | 15.47 | 11.26 | - - | |
| Diluted in mil. | 2.38 | 1.22 | 4.06 | 4.50 | 4.96 | 4.90 | 5.13 | 5.77 | 5.42 | 7.95 | 9.09 | 3.60 | 17.84 | 15.42 | 11.26 | - - | |
|
Profit
|
6,734.00 | 6,658.00 | 7,065.00 | 7,653.00 | 8,224.00 | 8,477.00 | 8,739.00 | 9,099.00 | 9,897.00 | 10,709.00 | 11,459.00 | 11,088.00 | 12,087.00 | 13,337.00 | 20,606.00 | - - | |
| Gross Margin | 98.15 | 100.00 | 100.01 | 99.52 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | - - | |
| Pre Tax | 2,120.00 | 1,268.00 | 3,511.00 | 3,764.00 | 3,944.00 | 3,694.00 | 3,612.00 | 3,656.00 | 3,537.00 | 3,597.00 | 3,835.00 | 1,435.00 | 7,064.00 | 5,742.00 | 3,826.00 | - - | |
| Profit Margin | 30.91 | 19.06 | 49.70 | 48.95 | 47.96 | 43.58 | 41.33 | 40.18 | 35.74 | 33.59 | 33.47 | 12.94 | 58.44 | 43.05 | 18.57 | - - | |
| ETR | 39.83 | 39.73 | 36.57 | 37.54 | 37.37 | 37.11 | 36.41 | 34.55 | 40.66 | 23.77 | 22.89 | 20.49 | 22.86 | 23.51 | 23.16 | - - | |
| Net | 1,276.00 | 764.00 | 2,227.00 | 2,351.00 | 2,470.00 | 2,323.00 | 2,297.00 | 2,393.00 | 2,099.00 | 2,742.00 | 2,957.00 | 1,141.00 | 5,422.00 | 4,374.00 | 2,940.00 | - - | |
| Profit Margin | 18.60 | 11.49 | 31.52 | 30.57 | 30.03 | 27.40 | 26.28 | 26.30 | 21.21 | 25.60 | 25.81 | 10.29 | 44.86 | 32.80 | 14.27 | - - | |
| EBITDA | 3,575.00 | 3,023.00 | 5,015.00 | 5,351.00 | 5,424.00 | 5,197.00 | 5,266.00 | 5,405.00 | 5,578.00 | 6,171.00 | 4,271.00 | 1,920.00 | 7,595.00 | 8,168.00 | 168.00 | - - | |
| EBITDA Margin | 52.11 | 45.42 | 71.00 | 69.58 | 65.95 | 61.31 | 60.26 | 59.40 | 56.36 | 57.62 | 37.27 | 17.32 | 62.84 | 61.24 | 0.82 | - - | |
| Operating Income | 3,372.00 | 2,851.00 | 4,995.00 | 5,084.00 | 5,090.00 | 4,828.00 | 4,875.00 | 5,054.00 | 5,185.00 | 5,736.00 | 3,835.00 | 1,435.00 | 7,064.00 | 7,607.00 | 17,113.00 | - - | |
| Operating Margin | 49.15 | 42.83 | 70.71 | 66.11 | 61.89 | 56.95 | 55.78 | 55.54 | 52.39 | 53.56 | 33.47 | 12.94 | 58.44 | 57.04 | 83.05 | - - | |
| Interest Income | 6,461.00 | 6,146.00 | 6,345.00 | 6,735.00 | 7,064.00 | 7,596.00 | 7,945.00 | 8,616.00 | 9,648.00 | 10,893.00 | 11,993.00 | 11,095.00 | 10,651.00 | 12,864.00 | 17,845.00 | - - | |
| Loss | -5,865.00 | -6,972.00 | -5,039.00 | -5,231.00 | -1,393.00 | -5,917.00 | -6,390.00 | -6,841.00 | -8,008.00 | -9,251.00 | -2,118.00 | -1,957.00 | -5,023.00 | -1,906.00 | -16,649.00 | - - | |
| Cost of Revenue | -126.00 | - - | - - | -37.00 | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
|
Operating Expenses
|
-5,865.00 | -6,972.00 | -5,039.00 | -5,231.00 | -1,393.00 | -5,917.00 | -6,390.00 | -6,841.00 | -8,008.00 | -9,251.00 | -2,118.00 | -1,957.00 | -5,023.00 | -1,906.00 | -3,175.00 | - - | |
| R&D | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | - - | |
| G&A | -827.00 | -1,060.00 | -914.00 | -1,054.00 | -1,164.00 | -1,242.00 | -1,327.00 | -1,379.00 | -1,512.00 | -1,627.00 | -1,738.00 | -1,894.00 | -1,986.00 | -2,139.00 | -2,434.00 | - - | |
| SG&A | -1,233.00 | -1,523.00 | -1,451.00 | -1,664.00 | -1,881.00 | -1,977.00 | -2,072.00 | -2,110.00 | -2,288.00 | -2,484.00 | -2,621.00 | -2,553.00 | -2,796.00 | -3,174.00 | -3,598.00 | - - | |
| S&M | -406.00 | -463.00 | -537.00 | -610.00 | -717.00 | -735.00 | -745.00 | -731.00 | -776.00 | -857.00 | -883.00 | -659.00 | -810.00 | -1,035.00 | -1,164.00 | - - | |
| Depreciation and Amortization | -203.00 | -172.00 | -20.00 | -267.00 | -334.00 | -369.00 | -391.00 | -351.00 | -393.00 | -435.00 | -436.00 | -485.00 | -531.00 | -561.00 | -187.00 | - - | |
| Interest Expenses | -1,648.00 | -1,582.00 | -1,485.00 | -1,314.00 | -1,146.00 | -1,134.00 | -1,263.00 | -1,398.00 | -1,648.00 | -2,139.00 | -2,530.00 | -1,865.00 | -1,134.00 | -1,865.00 | -860.00 | - - | |
| Other Expenses | -1,251.00 | -1,582.00 | -1,484.00 | -1,331.00 | -1,146.00 | -1,134.00 | -1,263.00 | -1,398.00 | -1,648.00 | -2,139.00 | -3,835.00 | -1,435.00 | -7,064.00 | -1,865.00 | -3,826.00 | - - | |
|
WA Shares Outstanding
|
504.00 | 544.00 | 542.00 | 516.00 | 485.00 | 462.00 | 437.00 | 405.00 | 374.00 | 344.00 | 320.00 | 307.00 | 300.00 | 277.00 | 254.00 | - - | |
| Diluted | 507.00 | 549.00 | 543.00 | 517.00 | 487.00 | 463.00 | 438.00 | 406.00 | 374.00 | 345.00 | 320.00 | 307.00 | 300.00 | 278.00 | 254.00 | - - |