How Palmy uses LLMs to help you with earnings call transcripts.

How Palmy uses LLMs to help you with earnings call transcripts.

Hey everyone. From now on, Palmy integrates Large Language Models (LLM), such as GPT-4 by OpenAI, to bring your work with earnings transcripts to the next level.

You may want to open the free Q3 2025 LLM earnings report of Microsoft in another tab to follow the article hands-on, with a real-world report.

Thesis: Whether you are an analyst, investor, or trader, Palmy saves you time when reading earnings call transcripts — without compromising on quality.

How does it work?

We start by dividing the entire earnings call transcript into sections (Technical: Applying NLP). Each section contains spoken text and the speaker's profile (e.g. Sadeya Natella, CEO at Microsoft). Luckily, earnings calls follow a predictable structure.

For our use case, we drop the strikethrough sections to focus on high-value audio:

  • Intro of operator
  • Intro of executives
  • CEO remarks
  • CFO remarks
  • Other executives (optional)
  • Financial highlights (optional)
  • Q&A session
  • Closing remarks
  • Forward-Looking Statements / Legal (optional)

Now that we've identified the key sections, it's time for Palmy to generate your earnings call report.

1. Key Insights

We extract semantically relevant phrases. For example:

Thank you John. Next in line is Peter Mahon with J.P. Morgan. Not insightful

PC Game Pass revenue increased over 45% year-over-year (...) Positive Insight

Talent Solutions continues to be impacted by weakness in the hiring market. Negative Insight

These are categorized into:

  • What went well
  • What went wrong
  • Other Key Insights

Each category is sorted by sentiment impact — the most important insights appear first

Worried about accuracy?
Every insight links back to the original sentence in the transcript — no AI black box.

2. Themes

Themes help you spot quarter-specific trends and quarter-over-quarter shifts. Each theme has context and importance derived from semantic logic, not just frequency:

Theme: AI Efficiency

Context: Focus on optimizing AI performance and reducing costs through software and hardware improvements.

Importance: 5/5

Mentions: 15x

3. Key Performance Indicators

This section highlights key KPIs:

Metric: "Microsoft Cloud Revenue"

Change: 0.22

Value: 42,400,000,000

Importance: 5/5

Appeared in: 2nd Sentence

4. Companies

Discover new customers, suppliers, or competitors. Each company includes its context:

Company: OpenAI

Role: Partner

Context: Mentioned as a key partner in AI services and infrastructure.

5. Feedback

Was the report valuable to you? Did it speed up your research? Your feedback matters 🙂

Test the New Solution

There are currently 513 reports available. On sign up, you can request missing reports, which will be auto-generated within 24h.

New transcripts automatically generate new reports.

Example: $MSFT call today → Transcript + Report = Same day.

Q&A

Q: What are the Plus and PRO tier account upsides?

A: Access to all earnings reports + other premium features such as unlimited financials.

Q: How many reports can I read with the Lite plan?

A: Free tier users can view 10 reports/month. PRO = unlimited scale.

Q: How fast are new reports uploaded?

A: Within 2 hours after the call ends.

Q: Should I choose Lite, Plus or PRO as membership tier?

A: Use Plus if you research often, and PRO for extensive due diligence + scaling. Lite is okay for casual, monthly use, but comes with limits.

Q: Where can I ask another question?

Reach out anytime at request@palmy-investing.com